Working for decades at Ford and living though the slow decline from the most profitable car company in the world to a second-tier floundering truck company gives me perspective on how to use Ford for my benefit. If you work at Ford and are not an LL5 by 35 you’re too old to be promote, stop trying. Stop doing all the additional duties, stop working night, weekends and during lunch. Ford pays for eight hours a day, five days a week, given them their time, do your job, nothing more, nothing less. Take every vacation day and every personal day, max your Ford matching, let Ford pay to upgrade your skills. Take advantage of every Ford benefit, never leave a single dollar of Mr. Ford’s money on the table. Ford is a paycheck, your cash cow to allow you do to other things Use your time to make yourself smarter and richer, learn to invest actively. If you can average a 15% return on your investments, you double your money every five years. After 25 years of investing my ETF returns are significantly more than my Ford yearly income. Also look at getting a side hustle and double up on a monthly check. Do something you like that makes a few bucks; every dollar counts. Remember, Ford is just a tool to pay your bills, use the tool to create your future.