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Cloud Migration : Gunjan Should Push Dilip to Reorganize This Organization

AC and his direct leadership team represent a significant leadership investment, yet employees continue to ask a simple question: What measurable value has been delivered from the cloud migration program?

The organization has become increasingly management-heavy, with governance and project management often taking precedence over technical leadership and engineering execution. Many engineers feel that recognition and rewards are concentrated within leadership, while delivery teams carry the majority of the execution burden.

Before investing further in new transformation initiatives, Gunjan should push Dilip to review and reorganize this organization, assess its effectiveness, and ensure leadership costs, accountability, and business outcomes are properly aligned.


Real-time

FDS seems to want to give the impression that they’re investing in real-time. What’s the strategic thought process there, seen the fact that it requires substantial investment to set up. It seems an odd choice when you’re already struggling.


After 30 years….

Through the years I’ve amassed lots of AT&T stock. My frustration level with our so called leaders has never been higher. I’m ready to dump it all and invest in much better companies that will easily return more than the T dividend could ever deliver. Has anyone else decided the same? TY


Capital Management is Struggling

Morningstar Percentile Rankings Through 5/23.

Fund Name Percentile Rank
MoA Intermediate Bond Fund 98
MoA Retirement Income Fund 94
MoA Clear Passage 2020 Fund 93
MoA Core Bond Fund 90
MoA Clear Passage 2050 Fund 85
MoA Clear Passage 2055 Fund 85
MoA Clear Passage 2060 Fund 84
MoA Clear Passage 2045 Fund 83
MoA Clear Passage 2070 Fund 83
MoA Clear Passage 2065 Fund 81
MoA Mid Cap Value Fund 80
MoA Clear Passage 2040 Fund 79
MoA Clear Passage 2035 Fund 77
MoA Clear Passage 2030 Fund 76
MoA Clear Passage 2025 Fund 75
MoA International Fund 74
MoA Conservative Allocation Fund67
MoA Mid Cap Growth Fund 62
MoA Catholic Values Index Fund 56
MoA Small Cap Value Fund 55
MoA Moderate Allocation Fund 54
MoA Aggressive Allocation Fund 52
MoA Balanced Fund 49
MoA Small Cap Equity Index Fund 45
MoA Mid Cap Equity Index Fund 38

The higher the percentile rank, the worse the performance. MOA funds have tanked. how is overpaid capital mismanagement going to spin this

time to sell Capital Management to raise revenue & get better returns


nike is gently creeping down to $30 land

I have been studying this stock (long term investor here) and I can see that it has absolutely NO support.
On a day that market is flat it is down 3 percent. That is not good.
That means that nobody gives sh-t about this stock today and it has been true in
recent days.
This NKE stock is reminiscent of UA stock. After being hot for a while, UA had lonely and slow death.
Unless EH and the management can turn this ship, the ultimate destination is in the teens in my opinion.

I have a great idea! let Nike buy UA and give Converse treatment. That is great way to ki-l your competition!! LOL


Public Service: Transfer your RSUs

SAP has remained committed to the current trajectory despite significant stock decreases and negative feedback from both customers and employees. Stock is now at $175 and forecasts, combined with SAP's stubbornness, imply that it is very unlikely to increase in the foreseeable future.

If you do not have a personal brokerage account, I strongly suggest taking the following steps:
1) Open a beginner-friendly brokerage account (Fidelity is a good one)
2) Transfer your vested SAP RSUs to your personal brokerage account
3) Sell your SAP RSUs and purchase something more sustainable

ETFs like SCHD are very dependable. SCHD pays out quarterly dividends (bonus pay that you can cash out on any time or reinvest). ETFs like SDIV aren't as dependable but pay out monthly dividends so something like SDIV is a great way to increase your passive monthly income.

The transfer can take anywhere from days to weeks.

Justification: Say you have 20 SAP RSUs at $175 USD per share. By the end of the summer, that price could sit at $125 USD meaning you lost $50 USD per share. You've lost $1,000 along with the dividends you could have earned investing elsewhere.

Now say you sell 20 SAP RSUs at $175 next week and then put half of your profits into SCHD and the other half into SDIV. You've saved $1,000 and you've earned about $113 in Dividends alone. This doesn't include increases in ETF value.

Granted, us selling our stock isn't good for the company but we have to look out for ourselves considering they're not willing to look out for us.


ESPP and retirement income

Anyone else kicking themselves for not selling EOY 2024? I invested 6% since working here and lost half. Now with the lesser match w/401k, I plan on pulling the plug once (if it does) hit 400 on ESPP. I can't imagine how people close to retiring feel about this.
I wanted to retire by 55 - and lived like a pauper to invest extra money. Really sad when the CEO's cash out making bank.


Short ORCL ???

Earnings Tuesday night. ORCL is at $152.56. Do we short ?

Bear Case:
Oil might open at $115 a barrel tomorrow morning
$300 by weeks end is now a possibility.
The us economy is not designed for $150
DJI might open 1K down premarket

We may, just may, see the The Fourth Turning (1997) by William Strauss and Neil Howe prediction of social separation of those of living above and those living below their means.

Bull Case:
Then again, it may all pass by 4/1/26. We return to normalcy.

No Clue how it turns out !
Place your bets .....


IBM stock down 40 points in 9 days

Told you so. 2-2-26 $315. 2-11-26 $275. Stay away. Stay far far away.

A putrid odor fills the air,
A scent of ruin and despair,
Like rotten eggs and old, wet trash,
It hits the nose with sudden crash.
It lingers in the stagnant room,
A heavy, green, and choking gloom,
That makes you gag and hold your breath,
A foul scent, mimicking death.


LP still a good idea?

Anyone else have doubt about investing in LP in 2027? I’ve been looking forward to it but now I’m not sure I’m comfortable putting my money in.

How do I know it won’t be wasted or used to further compensate already wealthy GPs? LP has worked out great for associates in the past but part of me thinks it’s a trap.


Shorting the Stock over the last year

Wow, huge Shoutout to the TR Management Team. I crunched some numbers, and I have made more money shorting the TR stock over the last year than I have on my own commission.

Please allow me to buy you drinks at ASM! Can speak for the other 1000's employees that want you fired, but you are heroes in my book!


When should we sell SNDK stocks?

SanDisk stock has been rallying again. When should we sell? I have been hearing analysts saying 2026 will be the year for memory stocks. Some people are saying memory is getting more expensive than GPU and AI hitting a memory wall. All this is making me feel I should hold onto my stocks. But I do wanna sell as it is so high right now.


Another day another 10 billion wiped out from Dell market value

what is happening with the AI factories folks? Is the AI bubble unravelling or it is only Dell which is suffering? Thankfully I am away from the AI bubble which soon I expect to turn into doom and gloom. Time to park all your AI investments (incl. NVIDIA) into money market. Sell everything!


From StockStory

Teradata is down 29.9% since the beginning of the year, and at $21.48 per share, it is trading 35.6% below its 52-week high of $33.38 from November 2024. Investors who bought $1,000 worth of Teradata’s shares 5 years ago would now be looking at an investment worth $979.05.

Amazing!


Shark Tank's Kevin O'Leary sends harsh message on Intel stock

Source: https://www.thestreet.com/investing/stocks/shark-tanks-kevin-oleary-sends-harsh-message-on-intel-stock

"The U.S. government just announced it’s taking a stake in Intel, and let me be clear: I abhor this idea. America has thrived for over 200 years because the government stayed in its lane."

  • Kevin O'Leary

"We let dead old companies die. I have no interest in taking my tax dollars and giving it to a company that has performed so miserably."

  • Kevin O'Leary

"Intel should have been sold for car parts three years ago. I do not want to invest in it. Why would anyone want to own this thing. Take it behind the barn and shoot it"

  • Kevin O'Leary

For the haters

To respond to a post on Jan 5th titled "RIP Viasat continued", when the stock traded around $9... thank you for providing the FEAR for everyone to SELL. Because this was the perfect time to be GREEDY and BUY. Go Viasat. I don't think we'll be hearing much on this message board for a while.