Thread regarding SAP layoffs

Public Service: Transfer your RSUs

SAP has remained committed to the current trajectory despite significant stock decreases and negative feedback from both customers and employees. Stock is now at $175 and forecasts, combined with SAP's stubbornness, imply that it is very unlikely to increase in the foreseeable future.

If you do not have a personal brokerage account, I strongly suggest taking the following steps:
1) Open a beginner-friendly brokerage account (Fidelity is a good one)
2) Transfer your vested SAP RSUs to your personal brokerage account
3) Sell your SAP RSUs and purchase something more sustainable

ETFs like SCHD are very dependable. SCHD pays out quarterly dividends (bonus pay that you can cash out on any time or reinvest). ETFs like SDIV aren't as dependable but pay out monthly dividends so something like SDIV is a great way to increase your passive monthly income.

The transfer can take anywhere from days to weeks.

Justification: Say you have 20 SAP RSUs at $175 USD per share. By the end of the summer, that price could sit at $125 USD meaning you lost $50 USD per share. You've lost $1,000 along with the dividends you could have earned investing elsewhere.

Now say you sell 20 SAP RSUs at $175 next week and then put half of your profits into SCHD and the other half into SDIV. You've saved $1,000 and you've earned about $113 in Dividends alone. This doesn't include increases in ETF value.

Granted, us selling our stock isn't good for the company but we have to look out for ourselves considering they're not willing to look out for us.


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| 1 view | | 5 replies (last March 27) | Reply
Post ID: @OP+1kmayd73b

5 replies (most recent on top)

@p9 There are much better investments out there with higher returns and way less risk that this old dog.

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Post ID: @11t+1kmayd73b

Don't sell. SAP has a great future ahead of it.

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Post ID: @p9+1kmayd73b

Why transfer them to a brokerage before selling? Just sell them on Equate.

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Post ID: @nd+1kmayd73b

SAP lowest share price is projected to be around 80 EUR. That was during the McDermott days. Even Bill McDermott cannot save ServiceNow, their share price has crashed even with their Agentic AI launches. And he's a seasoned veteran.

Brokerage accounts give you more investment tools, strategies and I suggest opening a CFD account to if you want to short stocks and then buyback at a discount so you're winning in a rising and falling volatile market, playing two for tat. Nobody makes money in a flat market except if you're investing in fixed income ETFs.

Given we are entering a bear market, I am waiting a couple of more months after this Iran conflict hopefully finishes to buy growth, income and hybrid ETFs at a steep discount. Then we can sleep easy dealing with these forever mass layoffs.

Buy oil and then short it once peace is announced. My suggestions.

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Post ID: @dz+1kmayd73b

@OP black out period until late April

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Post ID: @as+1kmayd73b

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