#benefits

Good morning,

Thank you for joining today's webinar, and I sincerely apologize for the technical difficulties. This email will summarize the takeaway that's specific to you.

As I shared in the webinar, we have been doing work across the company to remove complexity and enable our organization to move with greater speed and agility. Through that effort, we've made the difficult decision to eliminate about 1,800 HQ and global roles.

I'm sharing today that your position is one that is being eliminated.

I recognize this is incredibly difficult news. We are very committed to supporting you through this transition.

While today will be your last day of work, you will remain on Target's payroll and be paid through January 3, 2026.

You will soon receive details about your individual transition package, including severance, benefits, and career support services. In addition, resources like Spring Health are available to support you and your family.

Later this morning, you will have the opportunity to join a session to ask questions and learn more. Our HR partners will also be available to support you directly. Please watch your email for next steps.

Thank you for the impact you've had during your time at Target. These decisions are never easy and I genuinely appreciate the commitment and contributions you have made to the company.

With respect and gratitude.
Melissa

For those who have been laid off, is medical coverage for your dependent(s) good through thre severance payments or does it only cover you?

Anyone who was let go willing to share what the severance package ended up being?

Got an offer from TIAA at either Frisco or Charlotte (my choice family in Dallas and Charlotte so relocation money out of my pocket is minimal) but already have a job at another retirement services firm. TIAA pays more and offers better benefits but still have a job that is stable for probably another year. Should I take this one or keep my current one? Glassdoor and other sites make TIAA feel like a dumpster fire especially compared to where I am now.

Also saw another post about FIS where I have some experience with and wasn’t sure but don’t want to respond to that post. Didn’t want to take the role and get laid off if they change RK system too soon.

For those 65+ in the HSA medical plan. If you have to cancel your HSA contributions 6 months before you begin receiving Medicare, then you are basically giving the company 6 months notice that you will be leaving. Am I right?

I don't understand if this is a good change, or bad.

My understanding: We will get 7 days for PTO in event of illness and the STD starts on Day 8. That is 26 weeks. Then no unpaid extended leave, correct?

What would be the underlying cause of such changes?

In the past we have 1x salary coverage for Basic Life Insurance covered by company. I do not see that for 2026. Am I overlooking it or did they take that benefit away?

If we get axed on Tuesday, our pay and benefits are through Jan 3. Anyone know what the severance package is? I’ve heard some say it’s 1 week paid for every year worked, others say 1 month paid for every year worked. And do we know if all of it is paid out in a lump sum? Do we get compensated for unused vacation time?

Everyone ready for the big changes coming for benefits? Going to be ugly with rates going way up, less PTO and freezing of the pension. RTW 50% of the time effective June 01, 2026. 2026 is the year I leave SF!

Has any division been required to sign away their Grandfathered compensation as part of the reorganization? (Bonus/Stock Options)

It was presented as a company wide initiative as a way to invest more labor in to stores.

I have a question over the benefits that Citigroup offers staff being laid off due to a Reduction In Force (RIF). I have heard that everyone keeps two weeks pay for each year that worked at Citigroup, but are there any other benefits offered as part of their package? What healthcare (medical) benefits are being made available? Only COBRA, or is does medical benefits continue for some time as part of the Garden Leave requirement? How about the bank annual 401K contribution, if I was to be RIF between November 2025 to February 2026, would Citigroup make any kind of contribution into my 401K in March 2026? Thanks in advance,

Starting a thread.
Medicare retirees will no longer have dental coverage as of next year.
Would they try doing this to current employees too?

As above. I just happened to notice it’s open (?) and ends mid Nov, as per uge.

I didn’t get an email nor I don’t think a snail mail.

They couldn’t possibly try to keep me from getting free bennies months into next year… or would they??

Adding insult to injury, got the benefits open enrollment flyer today on the mail.

When does health insurance end for those let go on 11/6

What a shame. Every year 1000s of companies renegotiate with insurers to cut benefits... Sick... Millions of Americans fight, every day, to avoid medicl bankruptcy. They pay taxes close to those in European countries with universal healthcare, yet get almost nothing in return. Healthcare +education are sooooooooo essential for a strong society. Still we Americans make sure both cost the most in the world (and reach the fewest)...

Benefits took a major beat down! Glad I filed retirement two months ago. Sorry to those who have been giving it all and can’t .

What happens if you are laid off while enrolled in one of those Guilded Learning programs paid by Target? Will they still pay for the course?

Retired EE.

Curious, has Mutual disclosed how much the health care premiums will be going up in 2026 and how much in dollars for individual and family plans for retires?

Noticed that Citi’s medical plan costs are rising significantly compared to other firms like Wells. For next year, the increase is around $380 per paycheck, which is substantial — even annual salary or bonus adjustments don’t seem to offset that jump

I’ve been hearing some wild rumors, and I really hope none of them are true.

Heard from a colleague,

What is that all about? Is it a positive or negative for UK employees?

Anyone else log into their savings and retirement summary page lately?

I see an alert/info icon that says “Need to initiate a 401(k) rollover to another company? If you are looking to withdraw your savings, you may want to consider rolling it directly into another eligible employer plan or an individual retirement account (IRA). You can learn more here or request a rollover if you are ready.”

Certainly making me more nervous. Is this a sign? Anyone else see this when you log into your benefits?

Let’s talk about those emails we’ve all been getting — the ones trying to “explain” why our paychecks are about to shrink. Apparently, because there’s an extra pay period this year, instead of actually paying us for that extra period, the company decided to stretch our annual salary across 27 checks instead of 26. Translation? Every single paycheck is smaller.

For a lot of us, that’s not just a minor math adjustment. That’s bills. That’s gas. That’s food. That’s medication. We budget every dollar, and now the dollars are disappearing — all because leadership didn’t want to “overpay” their own employees for the work we already do.

And as if that wasn’t enough, they’ve slashed the company’s contribution to our Health Savings Accounts too. It used to be $1,200 a year — now it’s $900. And you only get that full $900 if you match it yourself. So not only are they giving less, they’re making you pay to get it.

The timing couldn’t be more insulting. After docking our AIP bonuses this year — supposedly to “balance finances” — they somehow found room for executive bonuses that skyrocketed into the millions. The president’s pay alone reportedly doubled to over $25 million. So while the rest of us are watching our paychecks shrink, the top is cashing in on the sweat and exhaustion of the people who actually make this company run — the nurses, techs, and support staff who show up every day and take care of our members like they’re family.

And let’s not forget the cherry on top: instead of loading that $1,200 HSA at the start of the year when we actually need it, they’re now dribbling out $33 per paycheck. That’s $66.66 a month. I’m sorry, but I don’t need to see that number show up in my account every month — it’s bad enough without the symbolism.

We’re the ones carrying this company — not the executives, not the board, us. The ones working short-staffed, fielding calls, and doing the impossible day after day. And the thanks we get? Smaller paychecks. Less help. Less respect.

They tell us to “remember the bigger picture.” Well, here’s the bigger picture: without us, there is no company. No record profits. No executive bonuses. No “success stories.”

So here it is — loud and clear: stop taking from the people who keep you afloat. Stop cutting from the bottom to feed the top. You can’t preach “member care” and “employee appreciation” in the same breath you’re docking pay and slashing benefits.

We see what’s happening. We’re tired. And we’re done staying quiet about it.

I remember hearing Vimal mention something about streamlining corporate functions. How does that work? Any idea?

If you’re comfortable, please share any details. Thanks.

For the past five years at least it's been one bad thing after another. Why can't something good happen, for once? Why is it always layoffs and lost benefits and other similar cr-p? I really, really hate this place.

Heard the rumor above. Anyone else have details or confirmation?

There is a lot of talk about NRE and retirement eligibility. My questions are if you leave before you have 15 years and after 15 years. I believe at or after 15 years you get the medical and either the lump sum or annuity. If you don't get to 15 years no lump sum no medical coverage and annuity at 65. I am at a decision point in my career and don't want to miss a chance to leave. I as ked HR and they were no help. I don't think many of us young ones will make it to 55. When I say 15 years I also mean 55 years of age. I think I can make 15 years but not to 55 years old. Any advice is helpful.

I’m greatly disappointment in this company for sending an email encouraging employees to sign up for their annual benefits knowing most won’t be here in 2026. It feels incredibly insensitive and tone deaf. I understand that this is business, but we are also human and that should come with some sort of empathy.

Any legacy uniti people here who can tell us about the severance plan? Windstream cut ours and only left supplemental unemployment to make up the difference in lost salary for a few weeks, or until you got a new job.

Looking at 2026 Benefits enrollment, healthcare cost for Self+family went up by appx 15% whereas BPI will be 2-3%.
Already a paycut 😭

Can someone tell me why there is no Friends and Family posted on the fall extra discount days. Many of the retirees look forward to it each fall.

Does anyone know or have a resource they can point me to that explains "cash pay" versus COBRA?

I wanted to see if it is me or if HCSC is really that disorganized in getting these two items taken care of for those of us that have been recently RIF'd. I am a REMOTE worker who was RIF'd back on 9/24/2025. I was curious if there are others experiencing the same as me. The contacts we were told to work with keep telling me it is coming.... We are almost at the one month mark and I have yet to get either below via mail, UPS, or even FedEx.

1. I have yet to receive any instruction from the transition team or IT telling me how to return my laptop.
2. I have yet to receive any instructions on how to apply for COBRA. We are less than 2 weeks from the end of our medical coverage.

Just curious if others are experiencing the same or if I should begin trying to get the information in other ways.

We are experiencing technical difficulties.
Please try back later, we apologize for any inconvenience, thank you for your patience.
© 2025 Alight Solutions. All rights reserved.

and remote start is dead for all cars which have it.

who needs redundant systems?

Just received a benefits update letter informing me that I can buy Internet Air for $30 - my retiree "benefit".
The competition Mint Mobile who uses the T Mobile network offers same for $25.
Verizon has the same low price deal.
So what gives?
What's my benefit?
Why would anyone pay more as "a benefit" when they can turn to the competition for less?

Just saw email taking about the changes upcoming during enrollment period. Atleos mentions about the “staggering increases in healthcare” requiring an increase of rates.

That’s now a double whammy as they took away the benefit of being healthy (non smoking, sugar levels, etc) providing a discount on healthcare per pay period. Smokers actually benefited the most cause their rates came down!

Add that to worsening 401k company match, things keep going in reverse.

If you are displaced, don't forget to take advantage of things like vision insurance, dental insurance, etc.

Also, if over 55, look into 'Rule of 55'. 'Separation from Service' in IRS speak. It allows anyone 55 or older to withdraw funds from retirement account with no penalty. You will still need to pay taxes on any non-taxed (401k) funds, but if you have pre-taxed (Roth) funds, there will be no Fed tax. You will need to look into your state situation. For example, Iowa has no tax on retirement fund income.

Talk to empower