#cobra

For whatever reason, they tried to sneak me into COBRA after my layoff. If I hadn't called to fight it I'd have had to may 800 something dollars. But for some messed up reason, they want to still make sure I pay something so I have a 300 something dollar bill (thank you useless offshore rep) that I have to once again fight.

Oh and the reps were all offshored. Man fu-k this place and its current leaders to he-l.

To everyone who served their last day on May 29th, thank you for everything you’ve contributed here..

As the community navigates this transition, many are trying to understand the baseline support the company provided. If you feel comfortable sharing, could you shed some light on the standard severance packages? Specifically:

Salary: Did the company stick to the standard 2 weeks of pay per year of service (up to a 6-month max), or did those with shorter tenures (like 3 years or less) get a flat baseline?

Shares: Did they pay out any shares based on their current vesting value, or did all share vesting completely cut off on May 29th?

Bonus & Benefits: Were annual bonuses pro-rated based on the time you worked this year, and are they subsidizing health insurance (COBRA)?

Wishing you all the absolute best on your next chapters!

I never confirmed nor signed up for COBRA yet somehow I am still getting billed for something. I was laid off here and wanted to just leave in peace but WTF is this company giving me more reasons to get angry?

Does anyone know how/where COBRA payments are made once our insurance transitions? My garden leave ends in June 1 and I really don’t want O decimating my final payout for the COBRA.

Did anyone else affected by the Intuit layoffs who is IPI eligible get a severance letter that includes the number of weeks of severance and COBRA info, but no specific dollar amount of IPI listed? Some of my colleagues had dollar amounts included (which were of course lower amounts than they typically get), but my letter only generally referenced if you are eligible for IPI it will be paid out with your final paycheck. I think they are going to sc--w me out of my bonus?

Those of you laid off, what are you doing for Medical Insurance?

With the healthcare.gov marketplace prices having gone up significantly, as well as COBRA cost on the individual end's increasing - what are you doing for insurance / paying a month for Medical Insurance?

Lowest monthly premium on healthcare.gov is $200 or so higher than COBRA in my case, so i guess COBRA is the way to go in my case while severance is still being paid.

COBRA is tough though, if you cancel the month prior to severance ending to avoid paying for COBRA at full price and you are not in the Enrollment Period - you go without insurance for a short time until you can enroll?

What a joke the whole concept is honestly. Getting the shaft from multiple angles so wondering if anyone has thought this through.

Health share? Insurance less? Finding any job with benefits to avoid paying full premiums for medical insurance?

Let's hear your options all you titans of the Healthcare industry!!!

Severance payment of 16 weeks plus two weeks for every year of completed services, minus your notice period. Please see the cover sheet of the attached Separation Agreement for more details on this calculation.
Payment of COBRA (health insurance) premiums for you and your family (if they are dependents on your current plan) for 18 months.

OP: @ap+1ks3r72xt

Bumping this up for visibility.

Layoff email from Meta says:

Payment of COBRA (health insurance) premiums for you and your family (if they are dependents on your current plan) for 18 months.

From my friend I heard, Oracle is just paying 1m .

I know some people got laid off last month. I got laid off today. My official termination date is 6/3, so they gave me two weeks' notice. I will receive my severance pay twice a month, just like my paycheck, and three months of COBRA. I have been with FIS for over 32 years, so it's about time to retire. I knew the writing was on the wall after they transferred me to a new group last September and then shut down the project I was working on. It's too bad, as I enjoy working on that project. They said they will still contribute to my 401K in February next year. At least I got my severance pay, unlike the poor guys who got rebadged.

ACA (Obamacare) is most expensive. The Citi retirement plan is second and ironically COBRA is cheapest (at $2,100 per month for my wife and I).

I will turn 65 during the 18 month COBRA period. So, I thinking that is the best option (COBRA then Medicare for me). Then ACA for my wife until she turns 65 in 3 years.

I'm just wondering what others have done or what your thoughts are. Thanks

As CR stated, 75% of LR will be re-hired where needs are. True or baloney? Everyone getting four months salary with benefits, then COBRA? Exit date set to July 14?

Did team leaders announce send off and good luck meetings? Or a nice kick in rear, and message - have a nice day….

For those of you in the US who got laid off recently, what kind of severance package did you get? I've heard various things like 2 months + some weeks based on number years (capped) + COBRA (for don't know how long), etc. I'm interested to hear from all of you in the US.

I saw the news about cuts today and it got me wondering. Back in 2022 when Cisco let me go, they gave 60 days in lieu pay, another 60 days severance, PTO cashed out, and four months of COBRA. Does anyone know if the packages are still similar now or have they changed over the years? Just curious how it compares.

Just trying to get ducks in a row. If anyone knows what the monthly premiums are, it would be appreciated.

What's the situation here when you're laid off? I have a kid who needs regular prescriptions and I can't afford to lose coverage. When I was let go from my old job, COBRA let me stay on the company plan but I was paying the full premium plus two percent, which was not cheap. I'm hoping there's a better option here.

Has anyone had experience with using COBRA when severance ends? From what I read, there is a gap between the last official date and getting COBRA information, and you get retroactive coverage once you pay your premium.

Please let me know your experience.
Thanks!

What happens to one’s health insurance after being laid off? Does anyone know?

Got my cobra estimate retiring early it’s like $1200 a month. Better check your fiqures before you pull the trigger on retiring early. It’s an eye opener!!
Bumping this so folks don't miss it. Too many are so focused on leaving as soon as possible (not that I blame anybody) that things like this get overlooked.

Severance is based on a formula. The formula takes into account your years of service and your grade level. The maximum amount of weeks is capped for each of the grades. For example, a grade 40 with 10-14 years of service will get 20
Weeks of severance. Additionally, to get around WARN notice requirements, they may set your actual termination date into the future(and you will get paid regularly until that date). Thy will also pay your benefits via COBRA for 6 months . While getting laid off su-ks, the package is usually fairly generous
OP: @a4+1kpp75mr6

Thought this might be useful ahead of layoffs.

How much premium i would end up paying for me, wife and 3 kids if I elect COBRA. Is such a family option available ? How long we can continue COBRA ? Appreciate your inputs.

Their layoff date is 04/27/2026, next Monday. Beyond that, no information has been provided to employees including managers about what will happen next Monday. The last calls will be transferred back to FT, the employees have been told that they will work on finalizing any outstanding work items.

Details of severance? Not yet. Any word about COBRA? Not yet. Will Monday be a full day? Probably not, but why give employees being laid off anything that might allow them to plan, such as when last checks will be issued, when will severance checks be issued. They still have a whole week to figure it out. Financial obligations of employees still need to be met, regardless.

Reading the Severance Policy from the employee handbook is not the same as confirmation from FIS for each employee. Let's keep the tension wound up until the last possible second!

i have a feeling i'll be cut soon (weird vibe coming from the manager, being ghosted and gaslit) i am thinking about keeping cobra and wanted to see if anyone had experience with it. thank you...

If someone is on a PIP and gets laid-off today, do they get severance? Cobra?

Anyone know if the medical last till 4/30/26 or does it end on 4/10/26? When does Oracle pick up the 1 month of COBRA, May 1st?

United Furniture Industries (UFI) terminated nearly 2,700 employees without warning. Workers received late-night text messages informing them of immediate job loss. The company cited "unforeseen business circumstances" for the decision. Layoffs were permanent, and benefits were cut without COBRA continuation. A federal lawsuit alleges a WARN Act violation.

Mississippi

https://www.themanufacturer.com/articles/mississippi-furniture-maker-fires-thousands-of-employees-via-text-just-days-before-thanksgiving/

my position is being eliminated (long story and it will not affect others). i am thinking about keeping cobra and wanted to see if anyone had experience with it. gracias...

How does the benefits work after the 60 day WARN period? Do you take COBRA for health insurance or by any chance do you get full benefits until your severance runs off? I.e. Citi contributes to your medical benefits until the end of the severance pay period
Thanks

Hi all,
I’m mentally drained at Wells Fargo. My manager has been pushing a “performance” issue that feels completely unfair (I’d rather not get into the details on that). Today I straight-up told my boss I’m exhausted from the constant stress and asked if they could just lay me off instead of firing me for performance.
Quick questions:
• If fired how good is COBRA insurance? Or does it offer?
• Can I still get unemployment on a performance termination?
• Do they pay out remaining vacation days either way?

Any advice on handling this or what others did? I need some mental relief before jumping to another job.
Thanks!

For anyone who reads these posts and took the VRP, if you cancel Cobra because you found other coverage, watch your bank account. They took the money from my account for the monthly Cobra bill AFTER I terminated coverage. I had received an email saying the automatic debit was terminated, but I just had a funny feeling that Cigna would take the money anyway, and they did. I called the customer service center, and she put in a ticket to get it refunded, but it makes me so mad. That's a house payment. Cigna wants to keep the money to earn the interest, so I won't get refunded for 14 days! Just watch out.

You’re informed by manager in 1:1 or a VP/Director in group con call

The manager/VP marks it complete in the APEX app

The system, slack & email deactivation kicks off by the APEX app.

You’ll receive an email at your personal Email with follow up

You’ll Docusign the termination contract to receive the severance.

Benefits terminate immediately. You’ll have the COBRA option to continue coverage later retroactively to the day after termination date.

Good luck

I'm sure that I'm not the only one that got/is getting the letter that Navia was hacked.

3rd "we've gotten hacked" letter this year that I have received

Wonder if they are using F5 products?

Let help each other navigate through these troubled times instead of spreading rumors or hate.
If you can please share severance facts anonymously.
1) Does Nike accelerate vesting for all unvested RSUs ? How about options ?
2) Does Nike provide existing medical coverage during the two months on payroll ?
3) After those two months does severance include subsidized cobra coverage only ?

Severance packages in the US have been consistent over the years: 2-4 weeks plus 1 week for every year of service, capped at 26 weeks. Plus one free month of cobra.

Garden leave was a new benefit in 2025, which kept the dejobbed on payroll and benefits for a few weeks. No idea if that was a one off or if it will become standard.

Putting this up, useful info. Found here: @bj+1kkhyebqg

UnitedHealth Group’s slogan is: “Helping people live healthier lives.”

I lost my job at Optum in 2025 and remain unemployed. As a result, I also lost my health insurance. I cannot afford COBRA, and I have a serious health condition that is currently going untreated. Each month I am forced to choose between paying rent or paying for heathcare coverage.

Without treatment, my condition will eventually become terminal.

THANK YOU OPTUM FOR NOT CARING!

I am "offboarding" this wonderful place in the US.

Of course, the links to the offboarding processes do not work or time out.

All I really care about is COBRA (they can take their surveys and shove them).

Has anyone that has recently ejected priced US High deductible family COBRA plans?

If so, what was the cost?

For anyone who’s left this year, do you happen to know roughly how much COBRA costs per month? I’m planning my exit and want to factor that into my budgeting. I’m currently on the HSA Premium plan, if that makes a difference. Thanks!

Does anyone know the cost for Cobra insurance for myself just in case a lay-off comes,then I know what to expect.

Or something else for healthcare? I haven't been affected, I'm just curious.

for those who started cobra, how much does it costs