#investment

Up almost $10 from lows in less than a month. Is there a reason or just random?

WL wants
10B by 2028
3B to come from Upstream
1B from GOA Upstream

...any guesses where he'll put this money?

Q: I am 24. I want to retire at 65. I plan to live to 85. How much do I need to save every year if I want to spend $100K every year after retirement?

A:

To retire at 65, live until 85, and spend about $100,000 per year in retirement, you would need to save roughly $6,700 per year starting at age 24. That is about $560 per month. This estimate assumes your investments earn about 7% annually before retirement and about 4% during retirement, with your retirement spending measured in today’s dollars.

The estimate was calculated in two steps. First, I found how much money would be needed at age 65 to fund $100,000 of annual spending for 20 years in retirement, treating retirement withdrawals like a 20-year annuity discounted at a 4% annual return. That gave a required retirement balance of about $1.36 million. Second, I calculated the fixed annual savings needed from age 24 to 65 to grow to that amount, assuming a 7% annual investment return during the saving period.

Upon examining our retail outlets, I am compelled to express my reservations regarding the investment made in these products. The design appears to be a marketing strategy, potentially conceived by a marketing professional masquerading as a retailer. It is highly probable that these items are underperforming on a substantial scale. This raises the question of why we engage in such investments while simultaneously laying off genuine talent. There is no way these stores will ever compete with Apple. Now that Apple has rumored the imminent release of its AI glasses, it is only a matter of time before this becomes another failure.

He admits he stayed too long in the stock, thought EH turn around plan was solid, had high hopes

He now realizes he was wrong

All investors have a timeline and then they lose patience, take the loss and move on

Should we do the same, that espp hurts being down 50%..in some cases much more

In essence, it's either going down more, or will never recover, even if it does, it will take long, better to realize the loss and put the remainder into something that actually performs

Full port in.

https://www.investmentnews.com/wirehouses/citi-turns-up-the-heat-on-wealth-bankers-as-it-races-to-close-the-gap-with-rivals/266043

Does anyone have experience with this option? Is there a maximum age you can execute this? The reason I am asking is that I am hesitant to commit to a fix life time annuity now with the DOW down 5,000 points since the start of the war. I understand you can withdraw up to 7 percent with this option for non-tiaa traditional. Just wanted to get a perspective before i speak with a TIAA WMA. I appreciate the insight.

https://www.yahoo.com/finance/markets/stocks/articles/exclusive-intel-looks-put-millions-224700202.html

At some point, Truist should be growing ans investing in their workforce. It is a short term thought process that damages long term potential to constantly bring in contractors.

With stock price halved, Kyndryl is a very attractive options for Private Equities and India IT chop shops that would love to have the sticky managed services clients. What are your thoughts?

If you had invested $1000 in nike stock back in 2015, you would have about $1000 now.

If you had bought $1000 of Nike back in 2015 and sold at the peak in 2021 you would have had roughly $3673.

If you invested $1000 in Apple stock in 2015, you would have $8,233 now.

If you invested $1000 in Amazon stock in 2015, you would have $12,000 now.

If you invested $1000 in Tesla stock in 2015, you would have $27,692 now.

If you invested $1000 in Nvidia in 2015, you would have $347,916 now.

Nuveen Plans £175m Staff Retention Pot for Schroders Employees

https://citywire.com/new-model-adviser/news/nuveen-commits-to-keeping-cazenove-and-plans-175m-staff-retention-pot/a2485807

Read this, it paints otex in a much better light

https://www.fool.ca/2026/03/27/this-beaten-down-dividend-stock-is-off-55-and-still-worth-owning/

General Motors' Fairfax plant will issue a temporary layoff notice. This action supports a $390 million investment. The plant is retooling for Chevrolet Bolt EV production. Phased layoffs will begin in November. Employees were informed of these planned changes in May.

Kansas City, Kansas

https://www.kmbc.com/article/general-motors-fairfax-plant-kansas-city-kansas-issue-temporary-layoff-notice/62285809

Is it possible? When do you think it will happen?

The recent surge in share prices are not a reflection of the market now thinking Phillips 66 is a better investment than peers.

YTD we are trailing all refiners, including PBF, Delek, and even CVR and are right in line with the broader S&P energy index. Bets on refining were made with the start of the Iran war and we did not benefit. We just followed the inflow of money into energy.

We still have a long way to go before we earn the trust of investors. We must deliver Q1 results given the current favorable margin environment.

Ever heard of a corpse stinking so bad that the vultures give up and fly away?

my opinion, complete waste of time. Department trying to justify their wasted "AI" investment.

80 news jobs in Springtown Derry Northern Ireland. Full steam ahead!

https://www.derryjournal.com/business/plans-for-new-expanded-clean-room-with-potential-for-80-jobs-at-seagate-in-derry-6038221

Derry City and Strabane District Council has received plans for a new, expanded clean room at Seagate in Derry.
Council’s planning portal recently received the planning application, which seeks to partially demolish the existing, single storey fab 1 clean room and replace it with a new, three-storey extended fab 1 clean room.

Last September Seagate announced a £115 million, five-year investment to develop new hard drive technology, which could see the creation of up to 80 highly skilled new jobs at the manufacturing facility.

All concerns are just temp. Sales/profits are growing fast. This will offset debt over time... recent OpenAI funding reduces risk around its contract with us. Debt peaked. We are valued at 20x revenue, below averages - when we adjust to 25x the stock goes to $240 which is a 60% bump. Thank me later.

The Oakland Unified School District plans staff reductions. The district currently faces high staff vacancies. Oakland educators and community allies oppose these cuts. The groups demand OUSD halt all staffing reductions. The district must invest in students and staff stability.

Oakland, CA

https://actionnetwork.org/petitions/stop-the-cuts-in-oakland-schools-invest-in-students-not-layoffs

As the title says, I never thought that SHEL would sell above $90.00/share. I guess that the rising tide raised all the ships, even the sinking ones( BP and Shel have risen just about as much over the last 6-months). There is a saying for stocks, "bulls make money, bears make money, and pigs get sla-ghtered". Frankly, I sold about half of it when it got to $75. I don't regret that... I'm still shocked that it has gotten this high. Now, I've sold off 95% of my shares and think there might be a good chance we'll hit my limit price and sell the last 5%! In hindsight, I look and think every day for the last year, it would have been better to sell SHEL and buy XOM; so, I don't regret selling early... I regret not investing in stocks I thought were too high.
Do you think that the SHEL rise continues? Did I sell too early?
I am not providing investment advice... just entertainment and anecdotes.

So glad I held onto these as a level F. Selling when they hit the £6 mark.. tidy work if you can get it ...

Manager added 7 performance goals to MyGPS without my consent yesterday.

5 are AI related. Stuff like "develop your AI Persona", "demonstrate AI to the organization", and "Deploy AI to Production."

None of this stuff is related to any of our day to day work at all. We use AI as an assistant, it helps sometimes and we are mandated to. Thats it. There is no AI in production anywhere, and customers dont want it.

WTF are we doing here? Its year 4 of this song and dance. Shouldnt there be returns on investment and real products to point to at this point?

https://seekingalpha.com/news/4562588-att-to-spend-250b-over-five-years-to-improve-us-network-infrastructure

Hyundai Power Transformers USA announced a major expansion in Montgomery, Alabama. The company is investing $200 million into its operations. This project will create 200 new skilled jobs. The expansion aims to increase domestic production of large power transformers. The new facility is scheduled to open in mid-2027.

https://www.montgomeryadvertiser.com/story/news/local/alabama/2026/03/09/hyundai-power-transformers-spends-200m-on-al-plant-expansion/89023762007/

Paramount is saying the merger will go without major layoffs. I honestly think they're full of it and only saying that not to cause panic. This is not a cheap acquisition, and they'll have to find ways to make up for the investment somehow. I wish I was wrong, but I believe major layoffs are unavoidable.

https://share.google/QdlsQyRxGNlU4lXMx

I am thinking of buying up real estate right next to the new HQ over the next few years and then renting them out. There will always be employees of all kinds: single, families, and interns who will need a place to stay. Seems like a strong investment. Buy real estate and rent out to other employees.

Anyone want to guess?

https://seekingalpha.com/news/4556964-citigroup-forms-team-to-finance-ai-infrastructure-bo-m

Lend money to companies that make no money. What could go wrong?

It’s time Dell stock becomes what it is. Bag holder stock

https://search.app/66Anh

Activist investor Jana Partners has reportedly purchased a stake in payments company Fiserv.

Now, Jana is campaigning for changes to boost Fiserv’s underperforming stock. Their track record in the past:

• Whole Foods Market (2017): Jana took ~9% stake, pushed for improvements; Amazon acquired it later that year (major profit for Jana).
• PetSmart (2014): Jana held ~10%, advocated sale; acquired by BC Partners for $8.7B.
• Pinnacle Foods (2018): Pushed operational changes; sold to Conagra for $8.1B.
• Frontier Communications: Called for strategic review/sale; stock rose significantly; later acquired by Verizon.

Story by Danielle Smith

Shell is reportedly struggling to recoup its massive investment in Pennsylvania’s petrochemical sector, with weak fourth-quarter returns renewing concerns the project has underdelivered on jobs, growth and profits.

The company is seeking a buyer or partner for its Shell Polymers Monaca plant and may never fully recover its $14 billion investment in the venture, according to a report from the Ohio River Valley Institute.

Kathy Hipple, research fellow at the institute and the report's co-author, said data show Shell received a major state tax subsidy intended to build a regional petrochemical hub. The company has already collected about $90 million and could keep receiving roughly $60 million to $65 million a year if the company continues to purchase and process more than a billion gallons of ethane annually.

She pointed out Shell has begun to sell off tax credits intended to support the local petrochemical industry.

"By law, they are able to sell these tax credits," Hipple acknowledged. "So far, they seem to have sold 100% of the tax credits that they have received to other companies that are not in the manufacturing industry. They're usually in the insurance industry. Sometimes they're not even in the region."

Hipple noted the Pennsylvania Resource Manufacturing Tax Credit’s “lookback provision,” set to trigger in 2028, could allow legislators to reevaluate the flow of tax credits to Shell Polymers Monaca. Lawmakers can assess whether the facility has met its original objectives and if it has not, consider modifying the incentive.

Anne Keller, also at the institute, said the state’s tax credit structure was unusually generous. The program effectively gave Shell a five‑cent discount on every gallon of ethane feedstock the plant uses. She spoke with an industry analyst who explained lawmakers initially discussed capping the subsidy at 30,000 barrels per day but the limit never made it into the final legislation.

"The bottom line was that the plant use it, and that is a very, very significant discount for a plant like this," Keller emphasized. "These are big commodity manufacturing facilities and feedstock is one of the critical cost elements that allows them to be profitable."

The report stated Shell has not fulfilled its commitments for job creation or local economic development. Since the 2012 announcement of its ethane cr--ker project, Beaver County’s GDP has fallen 12%, the local population has dropped by 3%, and employment has declined more than 13%.

https://www.msn.com/en-us/money/markets/shell-failing-promises-as-it-seeks-exit-from-pa

Story by Danielle Smith

Shell is reportedly struggling to recoup its massive investment in Pennsylvania’s petrochemical sector, with weak fourth-quarter returns renewing concerns the project has underdelivered on jobs, growth and profits.

The company is seeking a buyer or partner for its Shell Polymers Monaca plant and may never fully recover its $14 billion investment in the venture, according to a report from the Ohio River Valley Institute.

Kathy Hipple, research fellow at the institute and the report's co-author, said data show Shell received a major state tax subsidy intended to build a regional petrochemical hub. The company has already collected about $90 million and could keep receiving roughly $60 million to $65 million a year if the company continues to purchase and process more than a billion gallons of ethane annually.

She pointed out Shell has begun to sell off tax credits intended to support the local petrochemical industry.

"By law, they are able to sell these tax credits," Hipple acknowledged. "So far, they seem to have sold 100% of the tax credits that they have received to other companies that are not in the manufacturing industry. They're usually in the insurance industry. Sometimes they're not even in the region."

Hipple noted the Pennsylvania Resource Manufacturing Tax Credit’s “lookback provision,” set to trigger in 2028, could allow legislators to reevaluate the flow of tax credits to Shell Polymers Monaca. Lawmakers can assess whether the facility has met its original objectives and if it has not, consider modifying the incentive.

Anne Keller, also at the institute, said the state’s tax credit structure was unusually generous. The program effectively gave Shell a five‑cent discount on every gallon of ethane feedstock the plant uses. She spoke with an industry analyst who explained lawmakers initially discussed capping the subsidy at 30,000 barrels per day but the limit never made it into the final legislation.

"The bottom line was that the plant use it, and that is a very, very significant discount for a plant like this," Keller emphasized. "These are big commodity manufacturing facilities and feedstock is one of the critical cost elements that allows them to be profitable."

The report stated Shell has not fulfilled its commitments for job creation or local economic development. Since the 2012 announcement of its ethane cr--ker project, Beaver County’s GDP has fallen 12%, the local population has dropped by 3%, and employment has declined more than 13%.

https://www.msn.com/en-us/money/markets/shell-failing-promises-as-it-seeks-exit-from-pa