We won't know our multipliers or final numbers until we have our performance discussions with our managers, unfortunately.
It's unclear to me if we're still doing USAA, CoSA, and individual multiplier, or if it's straight individual.
I think we're still doing the normal Target USAA CoSA * Individual based on Juan's messaging that "nothing is changing," at least for this year, but that's to be determined.
Juan's "narrative" approach leaves a lot to be desired. There's a lot of reading between the lines required. That said, his messaging yesterday was clear: USAA did a fantastic job in 2025 with the exception of digital MSAT (I believe that's the metric he called out). For that reason, I'm guessing a USAA multiplier of at least ~1.17-1.2. In other words, if your bonus target is 15%, you'd get ~17.5%-18% as a base before CoSA and individual scores.
Just a guess, no more, no less.