Thread regarding Truist Bank layoffs

Non Qual Def Comp

I like how the bank sits on our money earning interest for a week prior to paying it out. Should be criminal.


by
| 13567 views | | 12 replies (last February 27) | Reply
Post ID: @OP+1kj534k9v

12 replies (most recent on top)

@c0 it’s not your money until after it vests

by
| | Reply
Post ID: @wb+1kj534k9v

@c0 uh, no….. YOU are the one uninformed. Non qualified deferred compensation the OP referenced is a tax-saving tool for higher incomes. The idea is to delay being paid a portion of your income (you determine the portion) until a later tax year. It’s called “non-qualified” because it doesn’t qualify for tax deductions like IRA’s or tax deferrals like 401(k) per IRS codes. It’s “deferred” because it is chosen by the employee to be received later rather than now. Typical deferral periods are a year or two, possibly longer. So the push back you’re reading amounts to “YOU chose to defer it and it’s been a year or more since your election; what difference does a week make?” And to think the bank is doing anything to “make interest” for a week longer is ridiculous. All that money isn’t sitting in a savings a count somewhere…. It’s an accounting entry and a liability the company carries.

Maybe not so much with the insults.

by
| | Reply
Post ID: @w3+1kj534k9v

@qy these non-AVPs don’t understand.

by
| | Reply
Post ID: @r3+1kj534k9v

@ke Topic is about non qualified deferred compensation. Not regular salary.

by
| | Reply
Post ID: @qy+1kj534k9v

Most companies pay twice per month.; get over it. Maybe you would like to get paid daily? I see signs on vans at construction sites, “get paid daily.” Maybe look into something like that so you can get paid daily.

by
| | Reply
Post ID: @ke+1kj534k9v

@c0 if it is your money then why defer it, you can’t have it both ways.

by
| | Reply
Post ID: @f0+1kj534k9v

Huh? Should we pay people daily then?

by
| | Reply
Post ID: @ek+1kj534k9v

@br you are an id--t. It’s our money that was deferred

by
| | Reply
Post ID: @c0+1kj534k9v

You mean they are holding their money until they decide to give it to you? Yes, seems logical.

by
| | Reply
Post ID: @br+1kj534k9v

Wait until you see that exec leadership is holding 25% of everyone’s bonus…

by
| | Reply
Post ID: @bg+1kj534k9v

Be happy it’s only a week they probably have 30 days fat cat

by
| | Reply
Post ID: @b0+1kj534k9v

What?

by
| | Reply
Post ID: @az+1kj534k9v

Post a reply

: