@bk The 0.003 percent are new hires starting at $24/hour minimum. After the next pay increase for new hires, the salary will be over $50K. As a senior tenure B6 employee with $54.6K salary, I can tell you that I am getting scr*wed with mediocre pay raises that does not even come close to paying for the extra increase in health care. Just like insurance companies, BOA will pass the increase to the employees and play the accounting game as medical and dental are great benefits offered to their employees. Maybe BOA need to cut other benefits like MetLife Legal Plans and Vision Plans. Are those plans even worth being options for employees? I found out that I am paying more by using the Vision Plan benefit with biweekly deductions than directly with cash. Each employee will have to determine what is best for them, but I have to play the accounting game that applies to me. Right now, PPO in both Medical and Dental as my providers will only accept them.