"A new academic study on 2023 bank fragility concludes that 186 U.S. banks remain vulnerable to a run on deposits that doomed Silicon Valley Bank, Signature Bank and Silvergate bank in the past week."
"The paper by four professors concludes that the U.S. banking system's market value of assets is $2 trillion lower than suggested by their book value of assets accounting for loan portfolios held to maturity."
https://www.morningstar.com/news/marketwatch/20230315728/academic-study-flags-186-banks-vulnerable-to-a-run-like-silicon-valley-bank