Thread regarding U.S. Bank layoffs

Merging with or acquiring Truist?

Somebody spill it. We know it’s happening.


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| 12 views | | 9 replies (last 21 days ago) | Reply
Post ID: @OP+1ks4198nv

9 replies (most recent on top)

We rent floors in the Truist building in Charlotte. The same building that USB execs have been visiting regularly for the last few years. USB has barely any branches in Charlotte yet the city of immense importance to our company. Makes you wonder why 🤔. I smell a deal being made.

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Post ID: @jp+1ks4198nv

If merging with them was a “thing“ this board would be blowing up… They have been five days a week since last year I believe!!

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Post ID: @j7+1ks4198nv

@cd Thank you, I appreciate the insight!

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Post ID: @cw+1ks4198nv

@a8 Truist is quite a large bank with systemic issues from their creation several years ago. It would be considered significant bank merger or acquisition. USB is larger and more profitable than Truist. It is likely that USB will have to do an acquisition around the time they move to Cat2. The operating and capital requirements are such that being just over the line into Cat2 does not make sense. But being way over, due to a significant acquisition, does.

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Post ID: @cd+1ks4198nv

That rumor’s pure message‑board smoke. Neither U.S. Bank nor Truist has announced or even hinted at merger talks, and both CEOs have publicly said acquisitions aren’t on their agenda. The chatter likely stems from layoffs and market anxiety, not any verified deal. Until an SEC filing or press release appears, it’s just speculation—worth watching but not believing.

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Post ID: @ca+1ks4198nv

https://ir.usbank.com/governance/board-of-directors/default.aspx

AG was selected for the BOD with this in mind

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Post ID: @c6+1ks4198nv

Nothing to spill. This isn't a thing. It's not happening.

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Post ID: @af+1ks4198nv

To the poster keep entertaining this merger scenario:

Wake up to 2026 - everything is being outsourced and offshored and replaced with AI - there is nothing to merge anymore - stop living in 2006....

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Post ID: @a9+1ks4198nv

Asking sincerely, what would be the significance of this? We acquire other banks and FIs occasionally, so how would this be unusual or different?

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Post ID: @a8+1ks4198nv

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