Thread regarding USAA layoffs

Termination

What happens to an employee who gets fired from USAA? What type of documentation or paperwork is given? Does the employee continue to get any type of benefits from the place?

Was curious to know what the difference is between getting laid off versus fired aside from the 60-day notice and severance package (if that is still being given)....

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| 2592 views | | 12 replies (last June 14) | Reply
Post ID: @OP+1jxbpmy77

12 replies (most recent on top)

Looks like someone thinks Copilot is ChatGPT are the same. Wrong.......

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Post ID: @z1+1jxbpmy77

@sg+1jxbpmy77
Yes, a company can fire you for any reason they deem that you are at fault and they will ensure the reason is legal. If you disagree, then it is your right to try and fight it. Not that complicated.

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Post ID: @ve+1jxbpmy77

@jq+1jxbpmy77

"Being fired means that you are terminated from your job due to something that the company deems was your fault."

Can't a company fire you for practically anything these days?

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Post ID: @sg+1jxbpmy77

lmaooooo "Per ChatGPT"

What a midwit

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Post ID: @qq+1jxbpmy77

@na+1jxbpmy77
Who are you arguing with??? Comes across as you just making things up and typing novels for no reason.

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Post ID: @q8+1jxbpmy77

@na+1jxbpmy77
You are funny. You accuse someone of printing false information (direct from AI), then verify every point is correct. Relax, you need to calm down.

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Post ID: @ng+1jxbpmy77

@jq+1jxbpmy77

Again this is simply NOT TRUE especially in a right to work state. A company can "fire" you without severence for any reason besides federally protected disciminatory reasons. A lot of times companies offere severence packages during layoffs beacause of reputation and they made deals with the states they operate in meaning they more than likely got tax breaks. Severence packages are just another part of the "perks" package a company offers. If a company fired all of its staff with no warning or severence their reputation will suffer greatly.

Since we are on that subject USAA has actually been firing alot of staff, even high level professionals without severence packages and yes it is hurting their reputation for workers. BTW I just fact checked my own post since people are unable to think for themselves these days:

Per ChatGPT
True or Mostly Accurate Points:
"A company can 'fire' you without severance for any reason besides federally protected discriminatory reasons."

TRUE – In at-will employment states, which includes most of the U.S. (including all "right-to-work" states), an employer can terminate you without cause as long as it's not for illegal discriminatory reasons (e.g., based on race, s-x, age, disability, etc.).

"Severance is not legally required."

TRUE – Severance pay is not required under federal law. It's generally a goodwill gesture or part of an employment contract.

"Companies offer severance to maintain reputation and fulfill state-level agreements."

PARTIALLY TRUE – Companies often offer severance:

To protect their reputation.

To avoid potential lawsuits (waivers are often required in severance agreements).

In cases of mass layoffs, they might have legal obligations under the WARN Act or state laws.

Sometimes, economic incentive agreements (like tax breaks) with states may include terms tied to workforce management, but this is less common and usually not public.

"Firing staff with no severance and no warning can hurt a company’s reputation."

TRUE – Especially in white-collar industries, this can significantly hurt a company’s employer brand, making it harder to attract top talent.

"USAA has been laying off high-level professionals without severance and it's hurting their reputation."

LIKELY TRUE – While specific HR practices may vary and aren't always public, there have been reports and discussions (on platforms like LinkedIn and Reddit) indicating dissatisfaction with how USAA has handled recent layoffs. It has reportedly impacted their employee morale and brand perception.

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Post ID: @na+1jxbpmy77

If you want to see the reason a person was fired they would want to file a complaint with the EEOC and they will be required to give the info.

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Post ID: @jx+1jxbpmy77

In answer to your question about the difference between getting laid off versus fired, please see below from CoPilot:
Being fired means that you are terminated from your job due to something that the company deems was your fault. An employee gets fired for reasons under their control and when they do something wrong. This may be due to inappropriate conduct, unsatisfactory job performance, poor behavior, or violating the terms of employment. Being fired is different from being laid off, which means that the company eliminated your position for strategic or financial reasons and not through any fault of yours.

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Post ID: @jq+1jxbpmy77

I was fired so I can shed some light on this. : @am+1jxbpmy77 is partially right but the statement "Being fired indicates the employee was at fault for termination and let go at companies discretion." is not always the case. I was fired for something that technically the company could not prove but they decided anyway to go through with the termination. They did not in fact give me an actual reason why they were letting me go. In a right to work state where most USAA employees work aside from any protected federal reason the company can let you go (i.e. fire) you for any reason with or without notice or warning. Which is hilarious to me when companies try to make employees have a mandatory notice period when they are quitting.

All of that aside, if fired they do provide you with a separation package and that also includes a HR number and mediation number to call if you think you were wrongfully terminated. 99% however they will not hear your case. In addition, required docs such as COBRA and other legal documentation like 401k rollover info etc is provided. Aside from that you can email HR and they will tell you if you are eligible for re-hire or not if you were fired however they usually will mark you as non-rehire able. The only other recourse you have is applying for unemployment benefits, in my case I granted them since the company could not articulate to the state a reason for my separation, thankfully I was able to land another job quickly and did not need to utilize the unemployment assistance. If you feel you were wrongfully terminated for one of the federally protected reasons you could always consult an attorney but in a right to work state its good luck and most will not take the case pro bono. If discriminated against you can also raise a case with the EEOC but the chances of this doing anything to benefit the worker are slim to none.

They will pay out any unused accrued vacation time and when you go for a new job you do not have to give a reason why you were let go from the company. I lied and said I was laid off and the only verification that a new employer can see is based on the work number which is your dates of unemployment and job title, they DO NOT see if you were fired, the reason and if you are rehire able that is internal information only due to potential lawsuits. Regardless I was fired and life after USAA has been so much better I don’t miss it at all. All the best.

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Post ID: @hf+1jxbpmy77

@am+1jxbpmy77 - What's up ChatGPT?

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Post ID: @h8+1jxbpmy77

A layoff or downsizing is the temporary suspension or permanent termination of employment of an employee or, more commonly, a group of employees (collective layoff) for business reasons, such as personnel management or downsizing an organization. A layoff can involve a severance package for the employee. Getting fired means that an employer terminates employment against the will of the worker. Being fired indicates the employee was at fault for termination and let go at companies discretion. There is no severance package afforded if your are fired.

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Post ID: @am+1jxbpmy77

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