Thread regarding Centene Corp. layoffs

Can someone explain to me how some members pay zero premiums for ACA plans?

Legit question and please correct me if I have this wrong. But how does that occur? If there are people paying nothing for health insurance who don’t even work, I can understand why the American people have a bad taste about this. Love to hear this explained for my own understanding


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| 2508 views | | 24 replies (last December 3) | Reply
Post ID: @OP+1kak5rwdv

24 replies (most recent on top)

@21g While that is true, what have you done to fight back? Two things. First I mock, insult, and ridicule every Trump supporter I know and/or interact with. You should try it. Very therapeutic. Second, “libs” are very different depending on location. NYC libs don’t take anything while southern libs seem to believe the meek shall inherit the earth.

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Post ID: @222+1kak5rwdv

@20s it’s NOT on me, it’s on the GOP that’s had a supermajority in my state for going on 30 years, and the people who consistently vote against their own interests to “own the libs”.

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Post ID: @21g+1kak5rwdv

@1sp States can see their own minimum wage. If yours doesn’t, that’s on you for allowing it. Notice the correlation between higher education levels and higher minimum wage levels? There’s a reason for that

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Post ID: @20s+1kak5rwdv

@1rr the federal minimum wage is also $7.25 and has been since…2009. maybe don’t be so glib.

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Post ID: @1sp+1kak5rwdv

@1n3 Perhaps vote for something different besides $7.25/hr? Plenty of states have. If these podunk southern states keep voting against their own interests, that’s on them. Signed a proud Masshole from Amherst.

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Post ID: @1rr+1kak5rwdv

@ws Wild take in this field

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Post ID: @1n9+1kak5rwdv

Absolutely devoid of compassion or knowledge .. Nice job of phrasing a JUDGEMENT in the form of a seemingly anonymous “ innocent “ question. Yeah that’s a form of gaslighting .. I mean in case you were wondering .. maybe you don’t care .
Anyhoo… here ya go …
“ some people that don’t have as much money as you obviously do are called poor . Many of them work jobs for minimum wage . The national minimum wage is currently 7.25 per hour. Many states still stick with this wage . States such as Alabama, Louisiana, Mississippi, North Carolina, South Carolina, Tennessee , Kentucky, Georgia, and several states in the Midwest and west. Perhaps you may be from one of these states . So if a person makes 7.25 and hour x 40 hours a week x 52 weeks a year, even as a single person, that’s only 15,080 per year income . 100 % of federal poverty level ( for those of you outside of medicaid expansion states ) which is bare bones medicaid eligibility is 15,650 … and then 21,158 for medicaid expansion states. ( 135% FPL )
So as you can see, someone can work FULL TIME and still be medicaid eligible .. now imagine if they were a single parent ?

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Post ID: @1n3+1kak5rwdv

@xx Here’s a word for you, “Accountability”. Perhaps some of the people should look in to it. Their lack of is crushing both our company and the system as a whole. Life is full of adversity. Learn how to deal with it, preferably without alcohol and me-h.

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Post ID: @11x+1kak5rwdv

@ws you’re in a cult, seek help.

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Post ID: @yw+1kak5rwdv

@ws this heartless response is full of stereotyping and broad generalizations. you can’t possibly know what “most/all/almost none” of these people are doing or their circumstances.

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Post ID: @xx+1kak5rwdv

@wf Except many do get treatment over and over. And then return right back to the bad choices that got them in to the mess in the first place. Virtually none of them are “looking for work” and almost all of them are either on disability or trying to get it. That’s your tax dollars at work people. I am all for helping people. I’m not for supporting them and their bad habits and terrible choices.

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Post ID: @ws+1kak5rwdv

@dx kinda hard to work with untreated MH and/or SU

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Post ID: @wf+1kak5rwdv

Wait a min. Who's getting money from the government for doing nothing? That would be Centene.

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Post ID: @se+1kak5rwdv

Some individuals pay zero premiums for Affordable Care Act (ACA) plans due to: Government financial assistance in the form of Advanced Premium Tax Credits (APTCs), which are based on income. This assistance can be large enough to cover the entire cost of certain plans for eligible individuals. AND We still get our pay and we still make money. Nice huh? Too bad WE are in the way making our profit or the government could help millions more people.

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Post ID: @sc+1kak5rwdv

You asked so I'll tell you. It's a little game we like to play called Crony Capitalism. Believe me the people we work for know the details/numbers and how it all works. Keep in mind that they still make billions in profit each and every year. Remove the "Insurance" aspect of health care there would be plenty of money if we as a nation decided to "help" the folks who cannot pay.

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Post ID: @rv+1kak5rwdv

Wow. Get educated. You work for a (for profit) health Insurance Co, You ARE the problem. I dream of the day Americans learn the difference between "Health Insurance" and actual "Heath Care". You get what you pay for.

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Post ID: @rq+1kak5rwdv

@kr didn’t say anything like that - in fact I said the opposite. providers are getting squeezed by insurance companies and the government.

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Post ID: @m5+1kak5rwdv

@f6 The system in the US is what it is. For profit. Don’t like it, vote it out. But you can’t expect providers just to offer their service for free.

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Post ID: @kr+1kak5rwdv

@dx I bet you believe vaccines cause autism too…

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Post ID: @fh+1kak5rwdv

@eq poor people aren’t the ones “stiffing providers” - that’s reserved for insurance companies and the government. sounds like your red hat needs adjusting.

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Post ID: @f6+1kak5rwdv

@bf So how are they paying the deductibles, coinsurance, etc? Are they? If they are stiffing the providers, it makes sense why so few want to be in network.

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Post ID: @eq+1kak5rwdv

@cf If you think most are working, you apparently aren’t familiar with Ambetter Behavioral Health side. Almost none ARE working. Instead, they are generally homeless and just go from rehab to rehab.

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Post ID: @dx+1kak5rwdv

Oh lord, another uneducated red hat. Most are working genius.

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Post ID: @cf+1kak5rwdv

@OP if they are less than 150% of the Federal Poverty Level, some people can have $0 premiums (after the subsidies that expire 12/31/2025). they may also have copays/deductibles/coinsurance so while it may be zero premiums, it’s not necessarily zero cost.

It’s not that people aren’t working, it’s that they aren’t making a living wage, so please stop with your thinly veiled talking points about “a bad taste”.

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Post ID: @bf+1kak5rwdv

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