As someone who has advised auto workers and salaried personnel over the years, some observations I'll share with you.
~Auto salaries and wages are the highest wages you'll probably earn the rest of your life. Make changes in your lifestyle now.
~If you've put away money for retirement, now is a good time to examine your options regarding investments.
~The health insurance at the Big 3 is top notch. Your future employer's will pale in comparison.
~Lump sum vs. pension payments? Each situation is different, although for most, a guaranteed pension is probably the best bet vs. trying to manage the money yourself.
~You'll be amazed how much harder the work is on the outside of Ford. Less vacation, pay and benefits, although you might also find in less bureaucratic and life-changing!
The best to all of you.