Coming up on my RIF date. I am so emotionally exhausted. I would not wish this on my worst enemy.
Being RIFed is the hangover that keeps on giving. Especially in today’s economy. You gotta apply for 300 jobs just to land 2 interviews, and even then you get ghosted. If you’re lucky enough to get an offer, it’s not paying a living wage.
How do you end up in this situation? Giving decades of your life to a company only for them to give you their a-s to kiss in return.
I have no options financially at this point and it’s pointless to keep living and breathing…for what? So you and your family can be homeless and living on the street and starving? And why? Just so the greedy a**holes that run this company can get a few extra dollars. Snuffing out the livelihoods of hundreds for the benefit of a handful of people.
The bl**d of many people will be on their hands because contrary to what people think, this is not survivable. These are REAL people’s lives they’re effing with, not just a number.
17 replies (most recent on top)
Most policies will pay life insurance upon death from self infliction. Usually its a time clause. Not saying for you to do that. I actually had a mental health ADA accommodation. I was rifed.
Isn't it sad that during Mental Health Awareness month and after all the years of people championing to reduce the shame of mental illness and promoting for people to seek help, health insurance companies still do not pay out on life insurance policies in the cases of s__cide due to diagnosed mental illness. An alcoholic can drink for 30+ years and die from liver cancer from drinking, and the life insurance policy will pay a benefit upon death. A smoker can smoke for 30+ years and die from lung cancer from smoking, and the life insurance policy will pay a benefit upon death. A person battling severe depression that is not responding to prescribed medications and treatment, and cannot take the torture any longer and expires, the life insurance policy doesn't pay a penny upon death. I know I am not alone in recognizing the irony of this!!!
If feeling desperate please pray! God can get you through even the darkest of times. Never give up! Your family would rather you be here and live in a tent then see you succumb to this despair and give up. Life is worth living...this too shall pass!
Life is more precious than any amount of money!! Please stay strong. This too shall pass! Sending hugs your way.
As someone who lost a family member who unalived themself, I can tell you the trauma is life changing and it NEVER leaves you. It’s a million-fold worse than the financial struggles. JUST DON’T, PLS
The dark season will NOT last forever. Hang on
I am heartbroken reading these posts. I send my deepest heartfelt love and hugs to you all. Please don't give up. Your family and friends love you and need you no matter what! Please be strong and you will come out the winner! Don't allow corporate greed to get the best of you and your loved ones. You will make it!! Tommow will be a new day.
@1ppl+1sK71yz1 This is the OP. I’m in the same position as you. I have a special needs child as well. I’m the breadwinner of my family. Now I stand to lose everything I worked so had for over the last 3 decades. So I definitely considered what you are thinking about. Because at this point I’m probably worth more dd than alive to my family. At least if I’m dd then they can take my life insurance money and take care of themselves. But of course no…like someone else said…most policies won’t pay out for su——e. It’s like Gail and her crew getting the last laugh on you. When they say we’re taking away your livelihood and strip you down to nothing that’s what they mean.
Please hang in there every day is a new day that can turn your life around you will get through this!
Please please please....stay strong. Each day is new and brings with it new opportunities You are loved by many. If you feel desperate please call the su----e prevention national hotline for help. We care about you!!!
This is all so depressing to read. Please stay strong. Someone mentioned Gail being responsible for people's lives and her hands being covered in blood while she is swimming in money. Don't be one of her victims. It will get better. You'll find something better. You'll do something better.
Like most life policies, if appears if you take your own life then you are not covered
https://pulse.elevancehealth.com/pulse-delivery-api/9664982c-8509-0006-6f2b-227e83549811/assets?url=https://assets-us-01.kc-usercontent.com:443/9664982c-8509-0006-6f2b-227e83549811/5eda3b1d-5d94-40de-ba2e-9cf5d74e69fd/House_Acct_Basic_Supp_Life_Cert_Class_1_%28eff_01-01-23_rev_4-26-23%29_FINAL.pdf
We have a special needs child and will be in a similar situation as the originator of this post if I am riffed and lose my job. In all sincerity since I know I can't get an honest true response from HR, to anyone that has detailed knowledge of the Elevance Health employee life insurance, if someone is riffed and ends their life within the 30-day rif period, will the family get the death benefit from the employee's life insurance policy? Will the policy payout in that situation?
So sorry this has happened to you. I was RIF'd as well and part of the roller coaster of emotions is feeling like such a a fool for having been loyal to the company, having worked hard, and thinking that being competent and a team player would offer some kind of protection against a RIF.
I was RIF’d in 2007, from a position I’d had for months when they decided to breakup the whole department.There was also a hiring freeze at that time too. I had several weeks lead time when I started applying before my official RIF was issued, and had been applying internally and externally. In my last week, I got an internal offer and I accepted. Same money, but lower job title. I did have one external offer, but decided to decline because I wanted to stay with the company I knew verses starting over.
My plan if I didn’t find something before the RIF was to contact Robert Half international, and start looking at temp, and temp to hire positions. Because my severance wasn’t going to be very much. Now if I was RIF’d, I’d milk the severance for every day I could and have a temp service lined up to provide immediate work. Just know that you’ll get through this, start making a plan and calling around. There is no shame in doing temp work until you find something, it will keep you busy and grow your skills. Let us know how you’re doing.
I'm here for you if you need any advice. On my last months of severance. There is a hiring freeze right now. And yes what's all for ? I was there for 40 years and they pulled rug out from underneath me. You will go through a roller coaster of emotions as I did, and still do at times. To be honest I wouldn't try to apply back in , for sanity reasons. Also maybe you can ' contract' and get back in that way. If you do get back in please know that it might not be a ' shoe in ' as it can and has happened again to people. Try to keep your head up. It's corporate America it's not you. Spruce up your resume. Blessings my friend. Come back here if you have any questions.
I’m sorry this is happening to you. In my group they have RIFd many of us and then moved the rest of us into a “Optimization” group for months now. They say not to worry yet they let us sit and want to know all the important stuff we do. It feels like a Hunger Game of trying to compete to keep our jobs. Meantime I’ve been applying outside, no luck as of yet. It’s rough out there take care!
Please take care of yourself. I’m so sorry you’re going through a very difficult time :(