https://www.pandcspecialist.com/c/4318134/559724/lawsuits_allege_allstate_slipped_policy_changes?referrer_module=issueHeadline&module_order=1
Unfortunately behind a pay wall for most but the gist is in Texas lawyers are suing Allstate for changing home policy endorsements behind policyholders backs to limit storm coverages allowing them to reduce or deny claims.
Company continues to hit bad vibes with consumers that only further tarnished a dying brand people trusted.
@5zru+1pzDga8W,
You're welcome. Glad that these are real links and not some phony post claiming that they are from Fox Business or Forbes online. There is too much of that on this board.
You are correct that the point of OP's comment is not that the plaintiff's lawyer is trying to make 'similar' the equivalent of 'same' ". And you are also correct that it is not what the 78 lawsuits are about. Which proves my point. The decision whether to consolidate the 78 cases will not be based on the allegations being the same. Almost every insurance contract lawsuit has the same allegations. Lawyers don't draft these lawsuits from scratch - they find another lawsuit and copycat it. The decision whether to consolidate will be based on whether the underlying facts of each case are the same. Most likely they are not.
@1sef+1pzDga8W you stated “It seems that plaintiff's lawyer is trying to make ‘similar’ the equivalent of ‘same.’”
That is NOT the point of OP’s comment. Neither is it what the 78 lawsuits are about. (Thanks for the links.) The case you linked to is to request the court consolidate, for pre-trial purposes/ proceedings, these 78 separate cases as they are each the “same or similar” and lays the foundation for why they meet the threshold required for that to be allowed (“same or similar” in law).
The purpose to consolidate is to reduce costs and waste of time proceeding with 78 cases by multiple plaintiff attorney(s) and judges in multiple courts and counties who will all file/prepare pleadings and discovery to disclose the “same or similar” allegations for 78 cases. Obviously, Allstate wants to keep them separate.
It appears ALL 78 cases are based upon substantially the same allegations for the same or similar breach of contracts and violations of prompt payment, in violation of TX Insurance Code, fraud, breach of duty of good faith & etc, so Allstate could reduce payments to insureds, “all by design” & etc.
That is a big deal IF Allstate is found guilty of doing so.
Tom Wilson. Little dictator is the downfall of Allstate. You fellows who are in his pack better start disassociating or your corporate life is over.
I am a previous employee of Allstate. I tried like he-l to pay claims for the true value and was denied over and over. They wanted me to be the bad guy and deny claims. NOPE!!
Not just in Texas but several other states that see alot of storm damages.
Disgusting company
Didn’t Allstate already lose lawsuits about the roof schedule or cosmetic damage waivers in Texas? They put it deep in the policy and didn’t disclose it to customers.
Things have changed as far as disclosures go now, but there was a 5 year period or so where it seemed it was a “what’s the minimum we can do” rather than “what’s the right thing to do” approach to contract. That said, has anyone tried reading an Allstate insurance contract compared to other carriers? It’s insane how much more complicated it is.
Texas lawyers? Seems that it is 1 Texas lawyer. I understand that many of you hate Allstate with every breath you take, but there's really not that much to this one. 78 cases are not even a drop in the bucket, especially in Texas. It seems that plaintiff's lawyer is trying to make "similar" the equivalent of "same". Allstate sees those two terms differently - nothing shameful nor unethical about that - just lawyers interpreting words differently in what at its core is a not very complicated contract dispute. Even if the cases are consolidated, just don't see much coming out of this one.
Here is the plaintiff's motion:
https://search.txcourts.gov/SearchMedia.aspx?MediaVersionID=818f7277-d7d8-4e63-9b32-17872a952441&coa=cossup&DT=BRIEFS&MediaID=76b20e70-604f-4456-be65-d941788630e8
Allstate's response:
https://search.txcourts.gov/SearchMedia.aspx?MediaVersionID=79ddff14-e73a-4789-834e-9ebce8cbe7cf&coa=cossup&DT=BRIEFS&MediaID=039c3409-5ede-4096-ac5b-c0ef921198f1
Plaintiff's reply:
https://search.txcourts.gov/SearchMedia.aspx?MediaVersionID=1561f7c5-a288-4378-a1c5-4ec84d5118e9&coa=cossup&DT=BRIEFS&MediaID=986de101-7aff-4cea-81ba-59b7bb3321c5
Sad. Really shameful and no ethics. Similar to actions of a lot of businesses today. Zero integrity will garner zero trust. Wish they’d wake up and be true leaders. Their egos won’t allow it so down the tubes we go.