Thread regarding Dell Inc. layoffs

Can anyone comment on how much actual Cobra costs are for one and two people?

Just trying to get ducks in a row. If anyone knows what the monthly premiums are, it would be appreciated.


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Post ID: @OP+1kr2apg5f

9 replies (most recent on top)

First 2 months paid for by Dell. My family of 4 for United HC PPO, Dental, and Vision was just under $2850 per month in Round Rock. Obama care estimate for the 4 of us without Dental and Vision was 3400 per month.

Obama and his care have really messed everything up and made it more expensive

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Post ID: @9vk+1kr2apg5f

For the 2 months of COBRA, is it subsidized by Dell or do you have to pay the full cost?

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Post ID: @98r+1kr2apg5f

@cp Healthcare has become exponentially less affordable since the affordable care act was passed.

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Post ID: @eq+1kr2apg5f

@c9 surprisingly, there weren’t a lot of details, nothing I found would estimate the total, just would say I would pay it all + an admin fee. Not helpful.

After more searching, I finally did find a way to calculate. One can use last year’s W2 - box 12 DD lists total healthcare cost for the year (employee + employer). https://www.cobrainsurance.com/kb/cobra-cost-calculator/

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Post ID: @e7+1kr2apg5f

a sh-t load but denatal and vision are good

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Post ID: @e2+1kr2apg5f

I don't have personal experience but I understand that, in the United States, it can be estimated based on your W-2, presuming you were still an employee in CY25.

The other estimates posted so far seem surprisingly low to me, especially considering the company pays around 80% of health care premiums

• Form W-2 box 12, line DD (Cost of employer-sponsored health coverage)
• Multiply by 1.02 to account for administrative fees of 2%

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Post ID: @cq+1kr2apg5f

Mine was around 700 for one person.

“Affordable care” eh?

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Post ID: @cp+1kr2apg5f

Mine was 750 cobra, Obama care 800 they do it based off ur income total bs!

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Post ID: @ck+1kr2apg5f

@OP Good God man, ever heard of ChatGPT? Also, you provide no details. It depends on what state you're in and a lot of other factors.

Typical 2025–2026 national averages are roughly:

Coverage Type
Average Monthly COBRA Cost

One person (single coverage)
about $750–$900/month

Two people (employee + spouse)
about $1,400–$1,900/month

Family coverage
about $2,000–$2,500+/month

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Post ID: @c9+1kr2apg5f

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