Nov 30 retiree here. Took cobra insurance. Never got bill in mail. Got billed $363 for first bill on Ford benefits website… paid it online, requested reimbursement from via benefits HRA and was denied… I added all the documentation and screenshots I thought to make it clear. Billed $2691 remaining balance for partial December thru February (me plus spouse) so I resubmitted with plenty of more screenshots. Had a good call with viabenefits, sounded like a US based man, good sound quality of call and he had no accent. Assumed it’s US based so much so I didn’t ask. Followed his advice, we shall see.