Thread regarding Imperial Oil Limited layoffs

Pension lump sum (commuted value) - can you only take it at the time you are laid off or can you take it at any time in the future?

Didn't see this clearly answered in the materials. Wondering if it is possible to keep it as is until a more ideal low rate environment, which would pump up the commuted value.


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| 1721 views | | 5 replies (last October 23) | Reply
Post ID: @OP+1k74z963j

5 replies (most recent on top)

I kept mine in when I left a few years ago. My recollection was that I could request a LIRA transfer anytime.

If a lump is taken it must be transferred into a LIRA.

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Post ID: @297+1k74z963j

The value will never change. It’s the value at your termination date.

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Post ID: @ge+1k74z963j

They release a bunch of videos quite useful. If u under 50 u either take the commited value as lump, transfer to lira OR u can take the monthly annuity it at the retirement age. Once you make your decision, you can't change it.

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Post ID: @c8+1k74z963j

You have to take the lump sum when you are laid off and transfer it to a LIRA account in your bank

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Post ID: @a7+1k74z963j

Must take immediately. They want you off the books

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Post ID: @a5+1k74z963j

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