This is an example of incredibly poor asset management with zero culpability to the company for the promises they made for these policy holders of keeping rates steady. I'm sure these policies were never sold with expectations of increasing 29.4% to 182.1% every few years. And it's not just CT, it's all over the country.
https://portal.ct.gov/CID/Long-Term-Care-Rate-Filings/MetLife-IND-1999-2012-20220629