Good news: segment rates actually went down compared to Octobers and lump sum amounts compared to 2021 are almost negligible. 2023 could very well be an entirely different story though
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The comparison that makes a difference is not to Oct but to Nov 20 vs Nov 21 as that is what is used for determining your lump sum payout. First and second segments up considerably meaning your cash in pocket is lower. If you've been here over 30 yrs that can amount to a 6 figure difference.
Not really fretting, as someone who may be retiring next year I was just a little concerned about rates going up. what may appear as a subtle increase could amount to tens of thousands less in your lump
Stop fretting over these miniscule changes one way or another; you're going to be fine.
The first segment rate is the least significant of the three. The second one being the most significant
https://www.irs.gov/retirement-plans/minimum-present-value-segment-rates
First segment rates increased, other two dipped.