American workers suck!
We use our loyal customers with good risk to overpay in order to subsidize low rates for those with poorer risk.
We use a game to decide who should be employed by us but willing to take “bad game players” back if they are willing to be paid less to do twice the work.
We know that our service absolutely sucks but as long as we can lower expense ratios..we really don’t care...
We find new and creative ways to get rid of tenured higher paid employees.
Expenses count so much, we pay our top executives twice the industry average..
“Allstate....that’s our stand”