I was told recently by my manager that there will be some restructuring of jobs and titles. I've been in sales/ customer service for over 2 years and they want to move me into some support/ coordinator position that I NEVER APPLIED FOR!!!!! Is this a way of management demoting someone without actually saying the word demotion? BTW, I'm not the only one involved with this "restructuring", a few have already resigned. If I refuse, I'm pretty much resigning. If I accept, I will be forced to have to seek employment elsewhere outside the company. Just the thought of having to start a new job search, get all new insurance for the kids and starting from scratch is very stressful. Is this even legal?
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If you pay, benefits don't change then it is just a title and you will most likely be doing the same task as you always have.
In the US, unrepresented workers have few enforceable rights. You can prove, to a state regulator, that an employer has short paid you, that's winnable. If you can show you weren't paid out correctly upon termination (voluntary or not) you win that.
If you have been discriminated against, or you've been singled out for abuse AND you don't have a document showing the company ordered the abuse or discrimination, you can't win that. No lawyer will touch cases that take a lot of time to build, unless they can turn them into class actions. If a lawyer won't take your case, you don't have an enforceable right.
To answer your question;YES. At any point in time the company may reclassify you, cut your pay, change your title and you're defenseless. Back in 2013/2014 a large percentage of employees were reclassified to part time and they lost their benefits. Others were reclassified to hourly, full time. They lost pay.
Your only choices are to leave or to remain.
If it makes the family stock worth more, why would you object?
Here in the USA, employment is pretty much take it or leave it, so long as they're not doing anything based upon any of the "protected" reasons. And so long as they don't cut your pay without first informing you. (Nothing retroactive)
Working 9-5 and they suddenly tell you your shift is 11-7? Perfectly legal.
Change your title from Account Executive to Customer Support? Perfectly legal.
Inform you that as of next pay period your pay is being reduced by 20%? Perfectly legal.
None of those are nice, but none of them would be illegal here in the states except in very specific contractual circumstances. (Which don't apply to you, because you'd know very clearly if it did,)