Thread regarding Allstate Corp. layoffs

Allstate Life Company Selling? Hmmmm

This is really no suprise. To all those impacted think about how this business was actually run.....

Rates of Life products where some of the higher ones compared to competitors and you actually have to move Autos to sell life. Auto rates are out of alignment.

To me, the most absolute joke of Allstate Life was during the start of the pandemic, Allstate stopped writing life for 95% of their life insurance products. Additionally I don’t think they started writing most types of policies for several months after and had a lot of requirements/limitations. When the Good Hands could have been there for more people they turned off the valve of protection for human lives. They didn’t want to adversely select too many clients who could Get Covid 19. To say Allstate is so greedy is an understatement.

I remember being in a sales meeting one year and one of the leaders had to review how we cannot write policies on refugees, illegals, and people from quote un quote p–p hole countries like President Trump once stated. It was awful to see how there was never a solution. Eventually we could write some policies of 250k 10 year terms but it had to be to an “approved country”. Being captive really s—ed on the life side and many were handcuffed to our products only. Crump helped out sometimes for non standard but going Indy should have happened years ago.

I hope this move actually helps the agents and company but they invested a lot of money to create their own life company. Selling it off means admitting failure and that reflects 100% on strategy set by Allstate Corporate and the BOD. Great job Allstate Corporate!!!! Now you broker to 3 new companies. Should have happened from the start!

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| 1681 views | | 4 replies (last February 6, 2021) | Reply
Post ID: @OP+19gymdQt

4 replies (most recent on top)

Sounds like you know d–k all about life insurance of how ALR worked. As someone who worked there for over a decade you have multiple key points very wrong. I personally can’t wait for them to drop some of the agents - looking at you, buddy. The amount of agents who have “been in this business for thirty years” but have never heard of something like cost of insurance or understand how smoker rates work is alarming. Don’t worry, you’ll get yours soon enough. 😘

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Post ID: @1rvt+19gymdQt

Remember that joke of a product called Monthly Income Term? The one that re duced the benefit if you took the lump sum? Neither do I.

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Post ID: @1bmc+19gymdQt

Sounds like you are an agent. I get what you are saying 100%. However please keep in mind, there are 100's of employees losing their jobs. Not the Tom Wilsons of the world who made these poor decisions, but rather those who worked tirelessly for the customers & agents. Countless instances of missing out on important events in the lives of their families to stay that extra half hour with you at the end of the day..to help your customer or push through that extra case for your commission. And what do they get for it? Kicked to the curb.

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Post ID: @mmd+19gymdQt

When you are picking your benefits as an employee and no longer do you get free life insurance for your annual salary, but rates on life insurance that are actually higher than if you went directly through an Allstate agent. Yes, it is supposed to be an employee benefit, you would think if you have the option to pay for life insurance through the company that provided it, they would offer you price cheaper than what average Joe can get it for. Nope. That really felt like the big middle finger to me. My own company is trying to make a buck off of me and spin it as a benefit?? Wow.

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Post ID: @ntf+19gymdQt

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