If you have not done so, read the Consumer Reports expose on the Allstate formula for determining premiums.
It was found that the “formula” overcharges customers who are unlikely to leave and undercharges those folks who are a bigger risk but likely to leave the books in search of a better price so they do not jump ship...a whole bunch of low risk folks are subsidizing a while
Bunch of higher risk folks and it appears to be by design....
Many states refused to implement it and it was found that Allstate communication to the states were a bit shady in how it worked and what it did.....
Don’t believe me, you can find it online.
Like most companies, Allstate will come down very hard on any employee where there is even a whiff of scandal but appears to be willing to tiptoe near or over that integrity line if it concerns profit.....or if it has to do with higher levels of the corporation...
HR is to
Protect the company....ALWAYS... not the individual employee.........
Much of what is happening now regarding the layoffs is a dog and pony show. The company is very concerned about lawsuits...and should be so there will be all likes of process pieces that they will try to point to showing “fairness.” and “consistency.”
Is it “fair and consistent” .......time will tell.....