Now in 2020 the 2 health insurance plans offered are as follows:
PPO 3600 +HSA
You only/ You + family (spouse + children) $215/$430 and deductible for In-network
(You only/You + family) $3,600/$7,200
Until the 7200 deductible is met NOTHING is covered (including pr-scrip-ions) except preventative care (one physical, vaccines, pap smears, routine screenings). After deductible it is a 20% co-pay for most services, higher for ER, urgent care and specialists. There appears to be extra fees if your spouse works and declines their offered hc insurance because when we plugged our info in, the monthly rate was $560 per month
For the PPO 4000
You only/ You + family (spouse + children) $290/$580 and deductible for In-network
individual 4,000 family 8,000. After deductible 20% co-pay but Primary care visits are $30 and specialists $50, ER visits $150 otherwise basically the same.
These plans are for those of us who have not hit medicare age yet. I don't see how Ford can claim to be investing $6, ooo in each individuals benefit plan as the family rates are comparable to the open market. After 41 years of service this is frustrating and disappointing. How are families expected to
come up with an initial $13,920 for health insurance when they were promised comparable benefits after retirement?
The retirees really have no recourse as of yet but perhaps as others have mentioned media coverage and more importantly legislative pressure may curb this trend.