U.S. Government needs the (future) Tax revenue from (New children) born in the U.S.
Since households are having less children over time.
In 2025, it was 1.6 children per household.
1946 - 1964 - Baby boomer generation it was 3.6 children per household.
Inflation expenses.
@ha Healthcare has little to do with why people are not having children. Plummeting TFR is the standard in every single developed country across the planet, regardless of the state of their medical systems. America, Mexico, Canada, Korea, China, Russia, Japan, Netherlands, Belgium, France, if it is advanced they are not at replacement level. Go and check yourself. There are zero subsidies that have been effective in raising it. He-l, Estonia offers you tax-free income with parental leave until the age of 3 AND monthly monetary support of up to €300 a month, to say nothing of incentives to have your first child. Their TFR is still 1.64.
The fact is that people have to be both subsidized AND penalized to start a family if we want to get out of this hole (and we need to get out of it soon). Advanced nations simply do not want to have children, it is far too inconvenient for citizens in modern societies to risk future consumption by raising a kid. I have absolutely no clue why the usual suspects keep rattling off about how if we just include ONE more government program suddenly everyone will start popping out kids. You people have tried this for a generation, it has failed miserably. When are you going to stop doubling down on this foolishness?
Don't answer that, it was rhetorical. We all know you will bleat until the day you die.
@c7 It’s not about layoffs directly, but it is relevant. The firm’s alignment with an administration that prioritizes money and power over people mirrors how the firm’s leadership prioritizes capital and executive insulation over its workforce. That context makes the repeated layoffs easier to understand for those of us worried about losing our jobs.
still spam noise. nothing to do with layoffs.
@e5 Holy Reddit, this is hard to read.
Do you (seriously) think
this (spacing) does (anything)?
These are (not) paragraphs.
You are delusional if you believe that $1000 deposited into a “Trump account” will do anything to increase the birth rate. First, the elimination of full reproductive healthcare in many states and the horrific state of healthcare in this country as a whole means being pregnant brings a mortality risk many women will not be willing to take. Young men and women can’t afford their own living expenses, let alone the enormous expense of raising a child. Elimination of federal funds for childcare, elimination of no-fault divorce proposals, the defunding of public schools, and just the state of this country doesn’t bode well for increasing the birth rate. The “Trump accounts” will do nothing except provide another tax-advantaged account for the wealthier families who can contribute. It will also be used as a justification for loss of real social supports.
this is spam.
There are (Always) going to be the Naive (and Uninformed) looking at the present (Only).
There are (Very Seroius) implications coming in regards to (All) the accumulated debt in the U.S. for the U.S. economy in the future (and present).
Mortgage Interest rates are (much more) influenced by long-term 20-30 year Treasury yields (rather than by) short-term Interest rates.
Financing U.S. National debt, higher risk; higher yield.
U.S. economic-financial system.
Total household debt - $18.6 Trillion, and (rising) as of 2025 3rd quarter (a record).
All of these are at (record) levels.
List of (current) U.S. debt bubbles -
U.S. National debt - $38.5 Trillion, and (rising) exponentially per usdebtclock (add another $3.74 Trillion (minimum) from the Trump Tax bill).
Financed by outside Investors (a record) with (current) Interest paid by U.S. taxpayers at $969 Billion (almost a Trillion a year).
U.S. mortgage debt - $13.07 Trillion, and (rising) as of 2025 3rd quarter (a record).
U.S. credit card debt - $1.33 Trillion, and (rising) as of 2025 3rd quarter (a record).
U.S. automotive debt - $1.66 Trillion, and (rising) as of 2025 3rd quarter (a record).
U.S. student loan debt - $1.81 Trillion, and (rising) as of 2025 3rd quarter (a record).
There is also (record) debt ($1.13 Trillion, September 2025 per FINRA) in the stock market by Investors financing purchases.
@c7 The (parabolic) rise in the U.S. National debt over time (does have, and will have; even more) a direct (Very Negative) impact on the U.S. economy in the future.
Whether you realize it, or not; it influences the yield on long-term U.S. Treasury bonds.
Higher yields having to be put in place for outside Investors due to the (Higher Risks) involved in financing the U.S. National debt.
It also results in higher Mortgage Interest rates over time, and a debasement of the U.S. dollar; as well.
Look at the (current) price of Gold and Silver; as an example
Someone like yourself should (not) be employed at Schwab if they are (not) able to understand these (very basic) things.
Yes, it does take money out of the U.S. consumer over time; which results in less spending on the U.S. economy which results in (Increased) layoffs.
The (much higher) Corporate, and U.S. consumer taxes; are inevitable. They are coming in the future.
Naive.
I see just noise here, why shouldn't this post be deleted? it has nothing to do about layoffs. at all.
Details added -
Trump Account's -
The (Real) underlying reason.
$1,000.00 (seed) money for having children born between 2025 - 2028.
With (optional) contributions per year from others, and/or employers; etc.
The U.S. Government needs the additional Tax Revenue in the future from those new U.S. born children.
U.S. National debt now at $38.6 Trillion (and rising) add another $3.74 Trillion from the Trump Tax bill (minimum).
$968.0 Billion paid in Interest (almost a Trillion) a year by U.S. taxpayers to outside Investors who finance it.
2025 - Average children per household - 1.6.
1946 - 1964 - Baby boomers - Average children per household - 3.6.
Inflation costs.
Ref - usdebtclock.