For those laid off, what did you do with your HSA funds? Did you rollover to somewhere else with no fees?
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You can move to Fidelity or similar. You have to first move it all to cash (2-4 days to settle), and then initiate a transfer. A paper check is printed and mailed to Fidelity. It takes about two-three weeks for it all to complete. Which is a long time for money to be out of the market. For me the timing worked out in my favor.
Just kept mine as is. Transfer money to the HSA when I know of upcoming copays.
You don't need to wait until you're not working at Dell to move the HSA money. You can create an HSA at Fidelity or other financial institution as long as you affirm that you have a HDHP and fund it directly with after-tax funds. You can also initiate a "Transfer of Assets" on the Fidelity end to pull from the Wealthcare/Alight HSA into the Fidelity HSA. There is some minimum you have to keep at Wealthcare/Alight, I think it's the Dell $1500 contribution but anything else you can move to other HSA. Fidelity lets you invest HSA in anything you want instead of the very limited fund options at Wealthcare. Also you don't have to deal as much with the horrible Wealthcare HSA interface and the week-long "holds" they like to keep on your HSA money any time you dare contribute or move from investment to "available" HSA.
Like @am stated, roll it over to another HSA account or you'll pay 3.75 monthly for alight. I opened a Fidelity HSA because it's free & I invested back to what I wanted.
Once you're no longer an active Dell employee, you can roll it over another 'trustee', like Fidelity, for example. Then you have more flexibility as to how to invest it if you'd like.
This one is a little tricky. I have a material amount of money in my HSA. It was a little confusing to access it, as there's a different portal you have to pursue when your Well at dell breaks. You can continue to use it or you can roll it over with some manual "trustee switch" process. I highly recommend getting online with support and figuring out what to do.
I continued to use them to cover co-pays.