http://www.abladvisor.com/news/15394/neiman-marcus-charged-with-fraudulent-transfer-of-1b-of-assets-to-pe-firms
"If the Company is unable to repay or refinance the Credit Agreement three months prior to the October 2020 maturity, this will trigger a "springing maturity" that will cause the Company's revolver to mature early – in July 2020. A default under the revolver will set off a cascade of events leading to bankruptcy. Because the Company is insolvent, in a bankruptcy, unsecured creditors will recover only a small fraction of the par value of the Company obligations that they hold."