IBC is offering a voluntary separation program - you can take off with money. Better than severance. I highly doubt there will be enough people to meet the program goal, they are targeting 900 folks. So, we will see what happens - I think IBC will have layoffs in 2018 if goals are not met.
http://www.philly.com/philly/business/independence-blue-cross-offers-voluntary-severance-program-20171003.html