They do the same exact thing as all other health companies. We’ve all heard the stories of someone needing coverage or help and they are given enough of a run around to get frustrated and just give up and keep paying out those premiums.
Let’s face it, the less UH pays out and the more they draw in, the more profitable it is for UH upper echelon for their bonuses, raises and stock awards, not to mention what the board gets. So, THIS is the effort. Stonewall the customers enough to where the payout is minimal and remind them that they need to have insurance.
Oh, the UH lawyers are good, really good. They know all the right jargon and all the right small typed phrases to use to cover themselves. UH is well covered under a blanket of legal small print.
THESE are the reasons why congress is mulling over revamping the insurance coverage along with scrutinizing more closely the books that UH has.
There’s only so much:
“Ha, ha, we may be operating in the grey area but its legal and we are making a ton of $ while everyone who’s paying into the system is getting the least coverage possible.”
That people are willing to take. As you can see, UH isn’t laughing so hard right now anymore.