Get real! This is a layoff shop. Coming from an acquired company that used to be mildly generous with raises and bonuses, the new reality is a massive reduction in employee compensation as well as massive job insecurity. Bonuses? I’d save 20 percent of salary for the day you get rifed, which you will. This 20 percent saving rate is on top of all other savings/debt payoff and is the cost of working here. So, to “cover this layoff 20 percent” make sure your net compensation accounts for this else work elsewhere.
Remember, with Medicare risk adjustments, AI, and a goal of 70 % offshore and 30 percent onshore we all need to realize our heads can be on the chopping block any time.
Factor that into your decision to join this place or even whether to stay in this place. Play the numbers and if you get something better, take it.
Good luck and here’s life after UHG/Optum.