No. It is yours .
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You are immediately 100% vested in any match, however any withdrawal before you are 59 1/2 yrs old will not only incur regular income taxes but ALSO a 10% early withdrawal penalty.
401k, you are fully vested immediately. You will likely face a % of penalty withdrawal if you are not 59.5 years old. Plus you pay income taxes on it.
If the balance in your account exceeds $5,000 (excluding rollover contributions) when you separate from service,
you may leave your money in the Plan until you reach age 62 unless the balance of your account later falls below the
$5,000 threshold.
If, however, you wish to take a distribution of your Plan account (remove your money from the Plan), you may do so
beginning 30 days after your last day of employment with Lowe‟s
You are immediately 100% vested in any 401k match money that you receive in your account. However you cannot do an in-service withdrawal of the match money until you are 59 1/2. At least that's how it used to work.
401k retirement plans require a set amount of time prior to being fully vested. Such as 3-8 years for example . You would not be able to withdraw the company match without being fully vested. If you look at the plan it will have your contributions and 'company match'.