Thread regarding UBS layoffs

Wealthfront Acquired, no layoffs expected

This was announced today. Wealthfront Does not have a large headcount.

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| 1511 views | | 1 reply (January 27, 2022) | Reply
Post ID: @OP+1f0DNXtb

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I started with and was a loyal Wealthfront customer for many years. I'm very appreciative and credit them with starting my education and understanding on investing.

What caused me to leave?

  • They aren't global portfolio aware. Bonds belong in tax advantaged accounts, then taxable. If you've maxed out your 401k/IRAs in Bonds that $ as an absolute percentage should be accounted for in your taxable portfolio construction.
  • They don't let you opt out of asset classes. Aka I don't want additional REITs because I have RE exposure already.
  • They overly hype tax loss harvesting. It's good to have, but a byproduct of portfolio management not the goal.
  • They launched and pushed risky products as a way to increase their fees.

Once you understand what's going on under the hood this isn't complicated to manage yourself with a few ETFs/MFs.

(The direct indexing is awesome and would love to have that back)

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