Thread regarding Staples Inc. layoffs

Have a large loan from my 401K... What happens to the loan if I get laid off...

I survived this round, I am sure I'll be cut next year, things are slow

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| 1811 views | | 4 replies (last November 19, 2021) | Reply
Post ID: @OP+1dSsD7uK

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It will be due in full within 90 days . If you can’t or don’t pay it back, you will be taxed and penalized by the IRS for an early withdrawal. Basically a 40% tax instantly.

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Post ID: @1fbi+1dSsD7uK

Log into empower retirement where the 401k is and look it up.

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Post ID: @1qww+1dSsD7uK

You will get a letter asking you to repay the loan within 90 days. If you cannot, the outstanding loan amount will be treated as income and you'll have to pay 10% penalty if you are under 55 years of age. I have see a one page summary on this floating around, reach out to HR to see if they can give you a written outline about what to expect.

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Post ID: @faj+1dSsD7uK

Get a new job ASAP while the market is still hot. There’s life after staples! A better one at that. Good luck!

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Post ID: @dzh+1dSsD7uK

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