Thread regarding Frontier Communications Corp. layoffs

Fine print in the latest Pension statement

I would pass the word to everyone you know to make sure they read the fine print in the latest Pension funding statement. Looks like the lump in the very least it's already cut in half. Don't look at the tables in the statement. Look at the last paragraph:

"The chart above shows the Plan's funded percentages as of valuation dates in 2020 and the previous two years because this notice is for the 2020 Plan Year. "Although the funded percentage for the 2020 Plan Year exceeds 80%, the Plan's actuaries have issued a range certification that the Plan's funded percentage is at least 60% but less than 80% as of January 1, 2021, with an estimated funded percentage of 76%. Under Federal law, the Plan became subject to full restrictions on paying lump sums when Frontier Communications commenced a reorganization under Chapter 11 of the United States Bankruptcy Code ("Reorganization") on April 14, 2020. Assuming Frontier completes the Reorganization in 2021, the Plan will no longer be fully restricted from paying lump sums, but the Plan will remain subject to partial restrictions on paying lump sums because the Plan's funded percentage for the 2021 Plan Year is less than 80%. Because the Plan's funded percentage is not less than 60%, the Plan will be permitted to pay up to half of a benefit in the form of a lump sum after the Reorganization is completed. You will be provided a separate notice as required by Federal law describing any restrictions due to the Plan's funding that may impact the payment of your benefit as a lump sum or other distribution form within 30 days after the Reorganization is completed."

I wonder if the Negotiating committee for the union slid this statement accross the table while negotiating? :–/

I doubt it.

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| 3041 views | | 18 replies (last May 7, 2021) | Reply
Post ID: @OP+1axbG5si

18 replies (most recent on top)

There are rules and requirements to retire. You can’t just “decide” to retire. What kind of clown thinks that? I assume you’re one of the loud mouths on here calling people cletus all the time. Seems to me you might be the cletus not understanding how retirement rules work. Probably a low level manager with little education I’d guess

Wow, no kidding about the simple basic rule of 76 points. A lot of "seniors" had it, probably you too. If it is you and didn't bail it's on you. Some education. Oh by the way that low level manager with very little education is still your boss. Think about that. That imbecile is your boss!

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Post ID: @cmup+1axbG5si

I can only assume with your level of grandstanding, you think you’re highly educated. I can tell by your dialogue and simpleton word use, you’ve probably just barely squared through high school. My education was paid for before I was hired at GTE at the GO as mid tier management employee. I furthered my education while working under Verizon’s name. It is also at that time when Verizon was moving corporate to Texas and ending the pension for management employees I took an outside position. To this day I do not regret it. Most of the people outside are more educated on paper and by far in abilities and skill than most of the managers in this company today. Again, I can tell by your want to be intellectual posts. You fit right in with the failed Frontier management. Please continue, it’s amusing reading your elementary school postings.

"Low level manager with little education" says the ret@rd3d union rat that has no education, a GED, and cant read their own contract or even bargain for their own benefits and pays other id--ts to do it for them. Management still works for the same pathetic company, but they are more than likely more educated than you monkeys that dont even want to show up to do your job and when you do cant even do it right. Go ask Cletus how to respond and get back to me, dont forget to zip your pants when your done you slob

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Post ID: @9rdb+1axbG5si

"Low level manager with little education" says the ret@rd3d union rat that has no education, a GED, and cant read their own contract or even bargain for their own benefits and pays other id--ts to do it for them. Management still works for the same pathetic company, but they are more than likely more educated than you monkeys that dont even want to show up to do your job and when you do cant even do it right. Go ask Cletus how to respond and get back to me, dont forget to zip your pants when your done you slob.

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Post ID: @9fkh+1axbG5si

Hmmm... You guys could've walked away with a full lump sum last year March 2020 instead it's half. What were you nimrods thinking? Did you get info from your union, that your lump sum would be saved? All you guys had to do was basic research. Don't feel sorry for your "senior" guys thinking the guys that "panic" and left were making a big mistake. You guys might as well stay and wait for the company to say we'll just pay you annuities

There are rules and requirements to retire. You can’t just “decide” to retire. What kind of clown thinks that? I assume you’re one of the loud mouths on here calling people cletus all the time. Seems to me you might be the cletus not understanding how retirement rules work. Probably a low level manager with little education I’d guess

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Post ID: @8erf+1axbG5si

Hmmm... You guys could've walked away with a full lump sum last year March 2020 instead it's half. What were you nimrods thinking? Did you get info from your union, that your lump sum would be saved? All you guys had to do was basic research. Don't feel sorry for your "senior" guys thinking the guys that "panic" and left were making a big mistake. You guys might as well stay and wait for the company to say we'll just pay you annuities.

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Post ID: @8ijk+1axbG5si

For all the people having reading comprehension problems and from the original post that apparently didn’t read ALL of the statement. Once frontier emerges from bankruptcy. You can have the opinion of getting ALL your money as an annuity or half as a lump and the other half as an annuity. As an example. If you are to get $2500 as an annuity. You can elect to get $1250 as an annuity and probably $300k (as an example) as your other half in a lump. It seems like a lot of guys on here just talk out of their a-s to scare people or just really have no clue of what they are talking about. Your pension is still being held at Milliman and is payable to you without reductions once you reach your full y vested window according to the agreement that’s always been in play. 30 years of service or 76 points as another person has already pointed out.

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Post ID: @5rym+1axbG5si

Doesn't say what age. Check the paperwork from Milliman

The age is not relevant. What are you not understanding. It’s 30 years of service or 76 points. The points are a factor of your age and years of service. IE 52 years old +24 years of service. 76 points. Or another example. Hired in at 18. Have 30 years of service. Retiring at 48. The age is not relevant to anything as long as 30 years OR 76 points are met. You check with Milliman. I already know how this works. I already retired last year with 76 points.

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Post ID: @5jyj+1axbG5si

The terms of the pension agreement state that you are eligible to retire after 30 years of service OR 76 points that are a factor of age and years of service

Doesn't say what age. Check the paperwork from Milliman

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Post ID: @4nhz+1axbG5si

You don’t not have to wait until your 65 to collect on your pension. Annuity or otherwise unless you are layed off or fired. The terms of the pension agreement state that you are eligible to retire after 30 years of service OR 76 points that are a factor of age and years of service.

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Post ID: @4aev+1axbG5si

On point. No answer to that question until you reach that point.

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Post ID: @3zeq+1axbG5si

Do we have to wait for age 65 to collect annuity or not? Does any body know.

65 is when you can start on the annuity according to Milliman documentation. If you're 60 you're in a world of hurt, do you collect social security around 62 and lose approx 800 a month or wait until approx 65 collect your half of the lump sum and half of your annuity. you better live past 85 to collect all of your annuity. Again, if you don't have an income or your wife/husband doesn't work your in a world of hurt

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Post ID: @3jtt+1axbG5si

Do we have to wait for age 65 to collect annuity or not? Does any body know?

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Post ID: @2bjy+1axbG5si

They new when Bell Atlantic bought out GTE and changed names.
The old motto where are you going to go and make this much money.
Smoke and mirrors while certain ones positioned themselves under the sheets of a so called union.
Take your lumps your lucky to get what you have coming and hope the restructuring works.
Mushroom keep ya in dark and keep feeding you guys S**T
Danny @ International as well

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Post ID: @2ovi+1axbG5si

Not sure why some are having such a difficult time interpreting the post–bankruptcy pension explanation? NO full lump sum distribution for 2021 because pension is underfunded (76%). At most, you will be entitled to a 50% lump sum with the rest in the form of an annuity. End of story.

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Post ID: @2ztb+1axbG5si

If the pension is below 80%. They can not pay a lump sum by law.

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Post ID: @1eom+1axbG5si

Looks like at best you get a 50% lump sum payout. At best. Everyone should be calling their union representative and getting an answer. They're not going to come to you with this information.

As I said, I wonder if the team negotiating on our behalf used this information as leverage against the company this go round.

As I said, ban together and call your union representatives. Demand an answer. After the company emerges from Chapter 11 in the coming days Millaman will be able to give you personally an exact answer. Demand that you have that number.

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Post ID: @1fgh+1axbG5si

Can you explain in layman's terms. Do we get a lump sum or not?

Let's see...Cletus will say yes. The law says NO

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Post ID: @zur+1axbG5si

Can you explain in layman's terms. Do we get a lump sum or not?

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Post ID: @bsk+1axbG5si

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